Dawn
Great credit card ...easy to use…
Great credit card ...easy to use website after your account is established. Quick response from mail offer and excellent response time on receiving affirmation and credit card was delivered quickly.

The Mercury® Card is trusted by more than 1.3 million customers and has supported over $6 billion in credit issued since 2017. Issued by First Bank & Trust, and payment activity is reported to all major credit bureaus, so responsible use may help you improve your credit profile and potentially qualify you for credit line increases over time.Cardholders may earn cash back rewards with flexible redemption options and receive access to their FICO® Score. With 24/7 account access and convenient payment management tools available through a top-rated mobile app, the Mercury® Card is designed to provide both value and control. $0 security deposit $0 application fee $0 fraud liabilityLearn more This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard® International Incorporated or Visa® USA Incorporated. All trademarks are the property of their respective owners. Please note: This page is not monitored for customer service inquiries. For assistance with your account, please contact Customer Service for Mercury Cards at 866-686-2158.
Mercury Card (mercurycards.com) has 689 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.
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Excellent

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Excellent

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689 approved reviews, newest moderated first
Dawn
Great credit card ...easy to use website after your account is established. Quick response from mail offer and excellent response time on receiving affirmation and credit card was delivered quickly.
Rebeca K.
Three stars for the absolute to get a customer service rep on the phone the few times I have called. I really never would have gotten this card if I knew I had to wait ten business days for large payments to post and credits to hit the account! In this day with everyone online this is way too long and most inconvenient. I will not use this card
D P.
Mercury Makes very easy to apply and get approved for a credit card within 10 days I can do everything online plus earn cash back points
Response from Mercury CardSep 22, 2026
We're glad to hear you've had a five-star experience. Thanks for leaving us a review!
Micki M.
So far so good
Wilma
You all were helpful with setting up my account
Michael Bracci S.
I have only great things to say about Mercury Card. I can pay every day on it.
Response from Mercury CardSep 22, 2026
Thanks for sharing your experience, Michael!
DOUGLAS G.
Customer service is excellent.
Connie
It has helped me pay some bills and afew other things Thank you