Gareth W.
Unbelievable
Unbelievable I recently requested a settlement figure from MBFS to clear an agreement I had. Settlement figure was raised on 4/4 and was valid until 30/04. All funds sent in full by faster payments on 29/04. MBFS claim that after I'd paid the balance in full and had confirmation that I'd paid the balance I'd then requested a second settlement figure on 06/05 which was a higher figure as such there was around £200 owing. I sent them a number of emails asking what that amount was and never had any response. In the absence of any response I raised it as a complaint. Having heard nothing for weeks from complaints or collections I assumed they'd resolved it, until yesterday I received a final demand for payment from a debt collector for the amount they claimed I owe - still without explanation. Ive since had a response from their complaints team saying that I'd requested a second settlement figure on the 6/5 after I'd settled the account in full on 29/4. This was their response: In response to your email, the first settlement figure was raised online by yourself and the second one was raised as requested by you, on our internal system and therefore you would have been notified upon requesting it or sent details through email or post, you would have only received them if you requested for them to be sent to you. Dont trust MBFS, I can't believe in this day and age they have tried to do this. I asked them how they can send a debt to a DCA without first explaining what its for or checking their internal systems. Ive sent them a screen shot of all the e documents ive had from them which didn't include this mystery second settlement figure. They really are crooks. If they could validate and explain in a coherent way what they think that money is for if there was a mistake made on my part I'd pay it but their stance is that they believe I owe it based on a mystery settlement figure generated after the balance was cleared.

