Mariner FinanceReviews of marinerfinance.com

The customer service was very nice, I didn't mind the higher than normal interest rate because you can pay it off earlier to reduce that. I didn'like the add on products that are financed just like the loan , for example 2000 products equal an additional 4000 or more if you don't pay the loan off earlier. As I was closing the loan, the products were slid in as part of the conversation, and when I said I didn't want them , I could feel the tone in the room change, the payments did drop by 40 dollars a month as well. Although I caught it, I felt like the way it was stated was done deceptively, and there are probably plenty of people paying for products they don't need because they have other insurance that will cover their debt if an issue was to arise. Watch out for the products they are financed in your loan too.

Was great to be able to borrow money a while ago for something I needed taking care of. Check cashed quickly, without a hitch. HOWEVER, its the AMOUNT you have to repay that is RIDICULOUS. The APR is out of this world. Lets say you borrow $5000, youll be paying back about $8000. Even though theyre up front, and show you how much youll repay in their letter, its STILL RIDICULOUS. But, what other choice do you have if you need money ASAP? Would use them again if their interest rate..typically about 25%..wasnt so high, and even though the terms and . APR is clearly outlined BEFORE you sign the document, its STILL ridiculous, and to have to pay back so much more, on top of what you owe, youre better off borrowing from a friend or a family member.

I have a loan from Marnier, It was started with a unsolicited check. Every month, Marnier Finance calls me with an offer to give me additional money, I have refused every month. Isn't this the definition of predatory lending? Isn't such an illegal practice?

St Charles, MO: I paid loan off early in July 2024 and because the repayment check and my last bank autopayment credit crossed in the mail they had to refund me $625. Promised refund check and lien release within 10 days; 20 days later I called and she assured me check in the mail. Not true. 30 days later, no refund so I called and ended up going to the office to physically get my refund and lien release. Repayment avoidance and untrue statements left a bad taste. I will not use again for this reason.

They do what they say, lend you money when others won't, but be prepared to do a LOT of paperwork and pay a TON of interest, only do it if you have no other avenue for money, might as well throw 36 percent or more of your money out the window to people who are ALREADY rich.

Pre qualifying was very extreme. Customer service was very nice. Money was transferred next day.

It was very difficult to set-up our finance loan account. Also, you show what is the full amount and the start date, but don't show the end date. Also, we were originally told the loan would not be due for 3 months and then we would have 12 months to pay it off for a total of 18 months. Well, that wasn't the case. You begin paying immediately and you only have a total of 12 months, not 18 months. Need to get your stories straight.

Mariner is an excellent company if you are employed not customer friendly for self employed customer. The more you provide the more they ask for. Although I had an excellent payment history with them in the past when they sent out live checks, and they did not verify my employment.