KafeneReviews of kafene.com

4.3567 reviews
Investments & Wealth
44 W 28th Street, 17th Floor, New York, New York

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Kafene

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About Kafene

Kafene provides a point-of-sale, lease-to-own (LTO) option that merchants can offer to their customers as an alternative to paying with cash or credit. Kafene purchases the merchandise from the merchant and rents it to the consumer. This option is particularly important to those who are credit-challenged and do not have a way to enjoy big-ticket, and necessary, items such as furniture, appliances, and other goods. Kafene operates nationally and complies with all other applicable laws and regulations. To us, delivering the best-in-class customer experience is paramount.

Kafene (kafene.com) has 567 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.

Also known as: kafene.com
Website: kafene.com
Category: Investments & Wealth
Location: New York, New York
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 10% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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Vanessa B.

Nov 6, 2023

$4099.00 INTEREST

TOTAL OF PAYMENTS 6847.34 You must pay this amount to own the merchandise if you make all of the regular payments. Note: that this amount includes an initial payment of 49.00 You can buy the property for less under the early purchase option. (excludes taxes) COST OF RENTAL 4108.34 Amount over cash price you will pay if you make all regular payments (excludes taxes) CASH PRICE 2739.00 Merchandise available at this price for cash from the lessor. See about your early purchase option rights. AMOUNT OF EACH PAYMENT 185.63 (Taxes will be added to all payments when required by your state) # OF PAYMENTS 36 RENTAL PERIOD 18 Months The Rental Property is New and being acquired by the lessor on the lease date above. HOW I MAKE A $2739 PURCHASE AND OWE $6848

Response from KafeneNov 7, 2023

The information you provided is from a rental purchase agreement. Rental purchase agreements are not credit products. There is no interest. In the example provided there are leasing fees that total $4,108.34 if a lessee makes all of the periodic rental payments required for ownership. However, there are options in the rental purchase agreement that allow you to save a significant amount of money. First you have a 90-Day Early payout period. During the first 90 days after you receive the merchandise, you have 90 days to purchase the property for the Cash Price plus a small premium of $45.00. After 90 days you still have an Early Purchase Option that provides significant savings that you can exercise at any time. The rental purchase agreement also allows you the ability to return the merchandise at any time in good repair and have no future financial obligation. In a loan or credit product, you must make all the payments and interest to acquire ownership, whereas with the rental purchase you have multiple options to save you money or assist you if you have a financial hardship. We hope our explanation has addressed your concerns. It is also important to note, that the amounts lessors can charge for leasing fees are controlled by state lease purchase and rent to own statutes. Kafene has gone to extensive lengths to ensure it fully complies with all laws and regulations.

About Kafene

Kafene (kafene.com) has 567 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.

Also known as: kafene.com
Website: kafene.com
Category: Investments & Wealth
Location: New York, New York
Listed on Five Star Index: 2026

Kafene reviews

567 approved reviews, newest moderated first

Ricardo Javier B.
Feb 14, 2024
I change my opinion
They are scam. They are charging me for a product that I did not receive. and they didn't give me my refund. Update 15/02/2024. They give me my refund. But Still charging me for product that I did not receive. So I have to go to the store. 22/03/2024 UPDATE. THEY PAID ME EVERYTHING. THANKS FOR FIX MY PROBLEM.
Response from KafeneFeb 15, 2024
Ricardo, that's not at all what we want our customers to go through. Would you mind reaching out to us about it at (855) 420-0747 so we can try to fix it for you?
Gary B.
Jan 24, 2024
Very easy and convenient to get set up…
Very easy and convenient to get set up with and flexible with our payment options
Response from KafeneJan 24, 2024
Gary, we’re glad to hear Kafene was able to help you. Thanks for the great review!
Karla G.
Jan 13, 2024
I really like how they are very clear…
I really like how they are very clear about the exceptions for customers and the accessibility of the payments and terms. It has been a pleasure to work with them.
Response from KafeneJan 24, 2024
Karla, we’re so glad you were satisfied with Kafene!
Dave
Jan 11, 2024
Very easy to apply and quick approval
Very easy to apply and quick approval. Thank you!
Response from KafeneJan 24, 2024
Appreciate your feedback, Dave!
Haley S.
Jan 10, 2024
Great prices and helpful service!
Great prices and helpful service!
Response from KafeneJan 10, 2024
Thank you for your kind words.
Beverly A.
Jan 9, 2024
Guys were very nice and patience was…
Guys were very nice and patience was great nice tires car drives much better
Response from KafeneJan 10, 2024
Thank you for your kind words. We look forward to serving you.
Nick S.
Dec 18, 2023
I would like to leave no stars but it’s…
I would like to leave no stars but it’s not possible. This company cares nothing for its consumers. I am 2 days behind the 90 day period and they will not work with me within these circumstances. They say if I have called the office on a day that their office was closed then they would be able to help. I would never recommend anyone use this company. I will pay the balance due on my merchandise and not another penny ! Completely unethical and unreasonable I feel as if I’m being robbed ! They want me to pay $3411 to finance $2400. Almost $6,000 completely unreasonable
Response from KafeneJan 10, 2024
We are sorry to learn you had a bad experience. We would like to learn more about your experience. Unfortunately, there is not sufficient information included with your review for us to contact you. Please contact us at 855-420-0747.
Vanessa B.
Nov 6, 2023
$4099.00 INTEREST
TOTAL OF PAYMENTS 6847.34 You must pay this amount to own the merchandise if you make all of the regular payments. Note: that this amount includes an initial payment of 49.00 You can buy the property for less under the early purchase option. (excludes taxes) COST OF RENTAL 4108.34 Amount over cash price you will pay if you make all regular payments (excludes taxes) CASH PRICE 2739.00 Merchandise available at this price for cash from the lessor. See about your early purchase option rights. AMOUNT OF EACH PAYMENT 185.63 (Taxes will be added to all payments when required by your state) # OF PAYMENTS 36 RENTAL PERIOD 18 Months The Rental Property is New and being acquired by the lessor on the lease date above. HOW I MAKE A $2739 PURCHASE AND OWE $6848
Response from KafeneNov 7, 2023
The information you provided is from a rental purchase agreement. Rental purchase agreements are not credit products. There is no interest. In the example provided there are leasing fees that total $4,108.34 if a lessee makes all of the periodic rental payments required for ownership. However, there are options in the rental purchase agreement that allow you to save a significant amount of money. First you have a 90-Day Early payout period. During the first 90 days after you receive the merchandise, you have 90 days to purchase the property for the Cash Price plus a small premium of $45.00. After 90 days you still have an Early Purchase Option that provides significant savings that you can exercise at any time. The rental purchase agreement also allows you the ability to return the merchandise at any time in good repair and have no future financial obligation. In a loan or credit product, you must make all the payments and interest to acquire ownership, whereas with the rental purchase you have multiple options to save you money or assist you if you have a financial hardship. We hope our explanation has addressed your concerns. It is also important to note, that the amounts lessors can charge for leasing fees are controlled by state lease purchase and rent to own statutes. Kafene has gone to extensive lengths to ensure it fully complies with all laws and regulations.

KafeneReviews of kafene.com

About Kafene

About these reviews

More in Investments & Wealth, New York

Limpia Deudas

S & H CONSULTANTS

Fordham Capital LLC

Fundible

KafeneReviews of kafene.com

Kafene reviews

I change my opinion

Very easy and convenient to get set up…

I really like how they are very clear…

Very easy to apply and quick approval

Great prices and helpful service!

Guys were very nice and patience was…

I would like to leave no stars but it’s…

$4099.00 INTEREST

About Kafene

About these reviews

More in Investments & Wealth, New York

Limpia Deudas

S & H CONSULTANTS

Fordham Capital LLC

Fundible

Kafene reviews

I change my opinion

Very easy and convenient to get set up…

I really like how they are very clear…

Very easy to apply and quick approval

Great prices and helpful service!

Guys were very nice and patience was…

I would like to leave no stars but it’s…

$4099.00 INTEREST