Cassius C.
Very trustworthy company highly…
Very trustworthy company highly recommend if your looking for real results and great communication as well 10/10 experience with integrity first!

Integrity First Funding | We help entrepreneurs access up to $250,000 in 0% interest business funding with no equity or high-interest loans | Our 4-Step Integrity Protocol includes: Strategic Guidance, Credit Repair, Credit Optimization, and Strategic Application | Most clients secure $132,000 on average and return for multiple rounds | No fluff — just real strategy, real results, and a team that puts integrity first
Integrity First (integrity-first.co) has 39 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.
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Investments & Wealth · Wilmington, North Carolina
Excellent

Investments & Wealth · Madrid, North Carolina
Excellent

Investments & Wealth · Charlotte, North Carolina
Excellent
Investments & Wealth · Raleigh, North Carolina
Excellent
39 approved reviews, newest moderated first
Cassius C.
Very trustworthy company highly recommend if your looking for real results and great communication as well 10/10 experience with integrity first!
Travis H.
Samuel has been outstanding. Very responsive and very good with advice. They have made my life much better and easier with how fast and responsive they have been. They have not let me down and are awesome. I highly recommend using them to make your life better and help get the peace of mind you may be looking for.
JustAnswer C.
My experience with Integrity First was extremely disappointing. The biggest issue was the amount of time that passed with little to no meaningful progress. In the time I spent waiting on them, I genuinely feel I could have worked on repairing and improving my credit on my own. Instead, I paid thousands of dollars and was left with very little to show for it. Communication was one of the worst parts of the experience. After taking my money, there was little follow-up, little transparency, and barely any real guidance. I felt like once the payment was made, I was no longer a priority. For a company that presents itself as a financial consultancy, the lack of communication and client care was shocking. What made it worse was the tone and treatment. At times, I felt judged for my financial situation rather than supported through it — which is the exact opposite of what you would expect when hiring a company in this space. If someone is coming to you for help, they need professionalism, empathy, and a clear process. Not silence and condescension. Perhaps the most alarming part of my experience was what I was advised to do to "speed up" the process. I was instructed to file a police report claiming identity theft on accounts that were legitimately mine — accounts I had personally opened and was responsible for. This is not a gray area. Filing a false police report is illegal. Using a fraudulent identity theft claim to dispute valid negative accounts is illegal. I was not told this was risky or questionable. It was presented as standard practice. This is what is known in the industry as black hat credit repair — and it is exactly what regulators warn consumers about. The Credit Repair Organizations Act exists specifically to protect people from companies that use deceptive and illegal methods. I came to this company for legitimate help rebuilding my credit. What I was offered instead was fraud — and had I followed through, I would have been the one facing legal consequences, not them. I also have serious broader concerns about the methods and overall integrity of the company. I would strongly encourage anyone considering them to do extensive due diligence, get everything in writing, and ask very direct questions about exactly what work will be done on your behalf. It is especially disappointing because the company seemed far more reliable before leadership changed. Since then, it appears to have become far less organized, far less communicative, and far less trustworthy. Overall, I regret using Integrity First. Paying $2,000 to $4,000 for poor communication, little visible progress, a frustrating experience, and being pushed toward illegal activity was absolutely not worth it. I cannot in good conscience let others walk into this without a warning.
Response from Integrity FirstApr 6, 2026
We take every piece of feedback seriously, so we want to address this directly - especially for anyone reading during their research. Several claims here are factually inaccurate. On communication: Every client receives a dedicated US-based consultant with unlimited Zoom, phone, and message support. Our team checks in weekly, and we provide a personal booking link so clients can schedule calls at their convenience. Our records reflect consistent outreach to this client throughout the engagement. On progress and timelines: Credit repair and optimization is a process that requires client cooperation. In this case, the client sent independent disputes repeatedly - directly against our guidance - which interfered with our strategy and significantly impacted the timeline. We addressed this with the client on multiple occasions. On the police report claim: This is the most serious allegation, and it is false. We have never instructed any client to file a fraudulent police report. What occurred is that the client, due to personal financial hardship, asked us about shortcut strategies. We provided education on what those strategies entail, including clear verbal and written disclaimers about their legal implications - and explicitly stated that our firm does not use, execute, or recommend them. Characterizing that education as an instruction to commit fraud is a misrepresentation of what took place. On judgment: We treat every client with respect. We do, however, have baseline qualification criteria, which are disclosed in our ads, lead forms, website, sales call, and onboarding. Our process requires a minimum financial foundation to work. If someone's income doesn't cover their living expenses, that's the problem to solve first - before funding can be accessed. Telling a client that respectfully, but directly isn't judgment; it's the honesty needed if they actually want to change their situation. We specialize in credit repair and business funding. What we can't do is solve an income-and-expenses gap for someone who isn't ready to address it. We stand behind our work, our ethics, and our $50,000 minimum funding guarantee. We encourage anyone evaluating us to review our other client experiences and ask us direct questions - especially the hard ones. We're an open book. The Integrity First Team
Sherry B.
The assistance I received throughout the application process was what caught my attention. Almost every other day, I had questions, and someone would answer them without making me feel burdened. The experience went more smoothly because of that degree of communication.
Casey
I cannot recommend Integrity First more! This company has been right by my side since day one and helping me to understand the importance of credit as well as helping me to repair and educate me in regards to my financial future. Samuel is hands-down the absolute best! I wish I had found this company sooner. I am so incredibly grateful for all their help and how they are helping me build a financial brick wall around my future! Thank you Integrity First!
David S.
If I could rate Integrity First a 10 I would. We were lost about our finances and wanted to see how we could get business funding. Sam and Neil took us under their wings and treat us like family! They are helping us clean up our credit and will partner with us on funding once we are ready to go! They are efficient and know exactly what we need to hit our business and financial goals. I highly recommend their services.
Frank D.
Sam & Neal are the best. I’ve worked with 3 other funding companies which either completely did not deliver or delivered a portion of that they were suppose to. Sam & Neal diagnosed my problems even with the mess the other companies left & got me sorted. 2 weeks later I received my funds @ 0% exactly as promised. Will return for all future funding needs THANK YOU.
NewHorizon L.
Been working with this company for awhile now, and they have been great. Delivering on all claims and have been extremely pressed about being successful. Takes some time but all around worth it and my business has seen the roadblock of funding chip away