Integrity FirstReviews of integrity-first.co

Great results! Super helpful team, I got everything I needed, they went above and beyond to pivot to address my immediate concerns even when things didn't go to plan, and my FICO jumped from low 600 to 800+ I got my 0% APR funding as promised. Don't hesitate to work with them.

Great job getting us business funding. Integrity First Lending is top notch, and follows through on all they promised, and more. We expected $150K in business funding and got even more funding.

I’ve had a great experience working with Integrity First. From the beginning, they clearly explained the credit repair and financial consulting process, set realistic expectations, and followed through on the commitments they made. What stands out most is their communication. The team has remained responsive, provided consistent updates, answered my questions, and made sure I understood each step along the way. I never felt left in the dark or unsure about what was happening. Integrity First is professional, transparent, and committed to helping clients make real progress toward their financial goals. I appreciate their reliability and the level of care they provide. I would recommend Integrity First to anyone looking for dependable credit repair and financial consulting support.

The Integrity First team has been a pleasure to work with and a breath of fresh air in a space that is riddled with bad actors. They were very transparent with the plan, expectations and potential results from the beginning and provided a clear step-by-step guide and tracker of tasks to complete. This made it incredibly easy to know exactly what to do and move swiftly through the various processes to obtain the 0% credit cards. The combination of the sophisticated funding plan and the attentiveness of the team resulted in more 0% financing than expected - a truly elite system!

I have used three companies in attempts to obtain business funding. The first two had no real interest in getting to know me or my business, and I felt like they were rushing me through the process in order to secure their 10% no matter what it meant for my bottom line or if what I was able to secure enough to genuinely help. I only was able to get $10k with them. Sam and Integrity First are different. I have been extrememly impressed with thier knowledge and professionalism. Every step is carefully thought out and executed in a goal-directed and precise manner. Nothing seems left to chance; they have this down to a science and have been able to change directions on the fly when things require adjusting. I have already secured over $65,000, and we have not even started to work on the major banks. I expect to be well over $100k by the end of the quarter. I cannot recommend Sam and his team more highly--outstanding results and impeccable customer service.

Oh no, all of that is in a public review, but none of that was an email. And it doesn’t seem to be anything you’re trying to reach out to help us with. Ben has asked for your help. — Then send us a refund, Sam. It’s not hard to do. People are allowed to be frustrated and it doesn’t mean it’s berating your employees. It’s not belittling someone to say you’ve offered a way to give us funding or there’s a loan you can provide and guarantee it in 30 days and then later on saying it would be more like 6 to 9 months—That’s not beating employees, that saying you guys could give consulting for a product that would very likely be under 6-9 months, and then after we paid for the service that that would not be a possibility, that’s just frustration. That’s not on your employees character, that’s just misleading of a product. That is scamming someone. If that’s not a service you can provide, give us a refund. And please provide it. If you can’t give us a refund, then that’s being dishonest. It’s not berating you. It’s simply stating a fact. It’s not personal, it’s just the fact that you are not offering a refund. Consulting means telling someone alone they qualify for, and if you told us we would qualify for it by looking at our credit and seeing our credit scores and all that was on our credit cards and saying, by looking at our Social Security numbers, and all our credit, that was something you could provide, and then after we paid, telling us it wasn’t possible, then we want to refund. If you can’t give it to us, then you were being misleading. You guys saw all our credit and everything told us we would qualify for a loan immediately. And then after we paid, it would be 6 to 9 months. We would like a refund. Please provide it. UPDATE: Sam, we did not ask you to stop contacting us. Ben asked you to set up a phone call, and you never answered. We asked for a refund. I think you didn’t like when we got frustrated and used it as an excuse to not have to deal with us. If you won’t give us a refund, then please provide us services we pay for. Or give us a refund. No where did we say we don’t want our money back. I really think you don’t want people to know that you offer credit consulting, and then if most people don’t qualify in 6-9 months, you find reasons for them to be the problem if they get frustrated. Dude, it’s basic, if, in a phone call, someone said, based on your credit, we really can’t do anything for a year, you wouldn’t get anyone’s money. So I think you worry a lot more about reviews than helping people. If not, may we please have a refund? Or consulting? Or just is that dependent on us having a nice tone? —- Complete scammers. We had a call that was for onboarding, and we paid the total $2500 retainer fee. And then, we had a call with a different consultant, and told that because we had a late payment on our credit, there was absolutely nothing they could do to help us in their program. When we initially spoke with Tom, they said they could get us a temporary loan to get us to the point where we could get funding to pay off these cards so that we could get a business loan to move forward. But once we paid the retainer fee, we were told there was nothing they can do for 6 to 9 months. They don’t know give any sort of temporary credit, or offer any loans whatsoever. They said because we had a late payment on our credit, It would take 6 to 9 months before we could do any sort of credit repair at all. Tom initially said they would find loans that would be a type of credit stacking where we could get business funding, but once we paid the retainer fee, they basically said we’ll talk to you in 6 to 9 months. We were under the understanding that they helped get you funding to help repair your credit so that you could structure your business so that you could pay off that credit. We own an Airbnb, my husband is a physician, and I have another business that makes 81K a year. So that’s not like we don’t have money, we just made the mistake of using credit cards to finish our Airbnb, and we could easily restack things. But apparently that’s not something they’re interested in? I’m honestly confused as to why they ghosted us. Also, I asked for a refund, and they said that we had signed a contract, they just offer consulting, so if they don’t like our advice, there was nothing they could do. So basically we paid $2500 for absolutely nothing. Total scam. Even Sam, in one of his emails said that there was a difference between what “Tom promised and what our program actually does.” I can’t imagine what the program does it all? And why they just ghosted us. We would love to have their help since we did pay them $2500 on literally anything, but they just never responded to us once they said we can’t do anything for you for the next 6 to 9 months. Why pay $2500 to help fix our credit, if you can’t do anything for almost a year once you pay them money? I have . And we at

Integrity First Lending helped us get $150,000 in 0% business credit for a real estate acquisition. We are so grateful! The CEO and team were very communicative, prompt, and courteous. By following their logical step-by-step formula, we not only got funding for our project, but improved our overall business credit profile. Recommended!

There are other companies out there that claim to deliver the same way Integrity First does and that's just false. I've heard horror stories with other companies and I can't help but feel blessed to have selected this company. The absolute transparency, expertise, and service this team has is impeccable. I was able to put the vision of my business into action with the gracious amount of working capital I received. Thank you Integrity First for being there and supporting my company 🙏