Sarah A.
I have been insured by ABMP for 24…
I have been insured by ABMP for 24 years, however I can not afford their premium anymore. I was please with your price and coverage, but was not informedvthat you are not licensed in Michigan. Now I am worried. We will see how this goes , however if your not being licensed in Michigan affects my relicensing, we will have a problem.
Response from Beauty & Bodywork InsuranceMay 1, 2026
Hey Sarah, thank you for sharing your concerns. We understand how important it is to have clarity around licensing, especially when it could impact your professional standing. We want to assure you that Beauty & Bodywork Insurance (BBI) coverage is available in Michigan, and your policy can be used there without issue. It sounds like your concern may be related to the statement on your Proof of Insurance about the insurer not being licensed in the state of Michigan. That language is standard and refers to how the policy is structured, not whether coverage is valid in your state. It means that in the unlikely event the carrier is unable to meet its financial obligations, the state guaranty fund would not apply. It does not affect your coverage or your ability to maintain your license. Our carrier, Accelerant National Insurance Company, holds a strong financial rating of A- (Excellent) from AM Best. If you have any questions or would like us to review this with you directly, please contact us at [email protected] or call 877-536-7290. Our team will be happy to assist! - Emanuel