IndigocardReviews of indigocard.com

Thinking back, getting my Celtic,Indigo, credit card was one of worst credit card decisions I’ve ever made. It would have been cheaper to get money from a loan shark!I was paying a monthly fee from a company 29.95,using the Celtic card. I tried to cancel this service but between Celtic card and the company, I couldn’t get the service canceled. So,in November of 2022, I paid off the debt owed to Celtic and canceled the Celtic credit card. They said I owed nothing more. I got a phone call from them in April of 2023 stating I was behind on my payments. What payment I ask- the account was closed last year. They continued to pay this monthly charge to the other company even though my Celtic account was closed. I called them a dozen times, ending with them turning it over to a collection company. Celtic indigo,in my opinion, is a predatory lender. In January of this year, after dispute after dispute, I just paid the collection company. The government needs to protect its citizens from lenders like indigo.

Omg this is thee most worst card anyone can get, don’t not apply for this card, you will be making the big mistake, and if you have it take my advice cancel it, ASAP you will thank me, I promise you, tell anybody you know don’t get this card, I told them I will be doing a review and credit karma card please remove them on your offers of card,customer service needs more training,they are terrible

I closed my account after 2 years due high anual fee and now a 3.00 a month auto charge so you now have to make a payment every month i do not rcommend this card to anyone stay away beware this is a bad card.

These people are totally unfair - you get a letter in mail in plain envelope that most people would ignore because of the junk mail letting you know your interest rate is going up substantially if you don’t contact them within 10 days - what an unfair practice

Run!! Away from this card. My credit limit is increasing faster now that I’m not paying it. I told them. they will not get a dollar out of me Scam. They will not take your payment. They will wait for a whole month to withdraw your money. Just to make it seem like it’s your fault and now they have to shut it off. But will keep charging you interest. Then increase your limit 40$ at a time so they can charge you interest. Crazy company

The worst card ever! They don't share openly your purchases or transactions yet expect you to pay. Their website is always down for maintenance so you can't see or access anything. I suspect they add expenses to your account but won't reveal anything. Their customer service reps aren't in the USA therefore you're lost in translation. This card is an absolute SCAM.

This is the absolute worst credit card company I have ever dealt with. They said 7-14 days to ship me card. Never received card. Called 14 days later, they said address was wrong and told me to change address in app. I did. 14 days later finally got card, activated it, went to use it next day, declined. They closed the card due to suspicious activity because my address was changed when they specifically told me to change the address. There is no recourse, card is permanently closed, and I have to reapply in 30 days which i most certainly will not be doing. What a scam.

I wish I could give Indigo Credit Card zero stars. I made my payment on December 26th, and instead of processing it, they put my account into a negative balance for the amount I paid. Then they told me they wouldn’t process the payment until January 3rd, even though they’ve already taken the money from my bank account! When I called, their representative said they needed to "verify the funds are available." What? My bank already allowed you to process the payment—doesn’t that confirm the funds are there? Now I have to wait a full week to access the money they’ve already taken from me. Luckily, I didn’t need to use the card urgently, as I’m only using it to build credit by paying off my balance weekly. But this is completely unacceptable. Indigo Credit Card is the worst company I’ve ever dealt with. If you’re looking for a card to build credit, do yourself a favor and look elsewhere. This level of incompetence and poor customer service isn’t worth it.