IndigocardReviews of indigocard.com

Indigo cc through Celtic bank is a joke. Missed payments due to autopay set ups,got no notice because I went paperless, yet could never access the app till just last couple of years...just recently ( last year) got everything resolved as far as autopay and app - started with 550 rating, now at 690 and much better cards and limits. They don't go above 300$ limit. I refuse to close because it's my oldest account though but just want to warn others...stay away!!

Indigo Card (Concora Credit) closed my account and the card never even arrived. I called the company and a representative informed me that it was closed due to inactivity. Weeks later, I received a letter in the mail from them and the reason changed to that they closed the account due to suspicious activity. I will never again do business with Concora Credit. This is unacceptable.

I asked to close my account and I will wait for a settlement offer and get rid of the card they ruin your credit scammers they suck and you already know what they're sucking

I wish I could give zero stars! I used the card, totaling in $657, once the charges were processed and the balance owed was available, I scheduled a payment to pay it in full. Next day I go to check the app to see if they had started processing the payment and it showed that I had didn’t have any payments scheduled. I thought that maybe it was a mistake on my part and since I didn’t have a corresponding email with a confirmation number and the money hadn’t been deducted from my account, I schedule the payment again, not wanting to carry a balance on the card. The very next day I see a charge for over $1200 in my check account for the card. Check their app and it shows -$657. I called customer service to request a refund and they said while they could refund the overpayment, it would take up to 45 days for me to receive a paper check. I spoke with a manager who was no more help that the regular customer service rep, stating that they cannot expedite the refund or just refund it directly to my checking account which is bullshit. They had the ability to draft the money in less than 48 hours. There is absolutely no reason it should take that long to process the refund when the entire reason the overpayment happened to begin with is because their system never showed the initial payment. Any other card I’ve ever had wouldn’t have even let an overpayment occur but these people gladly took the money and have done nothing to correct their issue. Closed the account immediately.

I was just about to apply since I'd like to have more available credit to boost my score but was concerned about their request for a government issued ID showing my full social security number. Like what? My draft card? Govt hasn't put ss numbers on Medicare cards in years and no way I was sending them my ss card. THEN I read the reviews! I have never seen so many one star reviews in my life and most of them said they'd give zero stars if they could. Canceled the application out of fear. Glad I didn't fax them my info. Also they seem to prefer snail mail. Weirdos and most likely scammers.

Worst company ever to deal with. I got this card to rebuild my credit once my credit was above 700. They started to charge me an annual fee of $79 a year from the $39 previously. I never used the card not even once and one month I see $3 charge. Didn’t think much pid it and next month I see the same charge. I called and asked why they said now they charge $99 yearly and $3 monthly for the card. A total of $135 a year for a card I don’t use with a measly $300 limit. I currently have cards with $10k credit limit and didn’t need this card. I called to try to maybe negotiate no fee card but instead they closed my account. I’m sure this will bring down my credit score. RUN AS FAST AS YOU CAN FROM THESE CROOKS

Got a preapproved letter stating no fees no annual fee for first year so got approved recieved the card today and decided I should check the balance before I activate the card $175 charge on it for first year was told nothing they could do but said they could credit $25 back right away closed the account right away . Stay away definitely scamming people

I received a pre approval for $1500, no fees. Applied online. Threw me out. Since SSN and other personal info made me nervous. Took a long time to find phone #. Called and was told to mail copy of my ID. MAIL??? No email. Not going any further if their systems are so antiquated that they don't have email and system throws out you out, phone# hard to find, don't trust them.