MELVIN M.
when you make a payment its posted…
when you make a payment its posted almost immediately...i DO like that...
Response from ImagineSep 24, 2026
Thanks for leaving a review!

For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

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Excellent

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Excellent
598 approved reviews, newest moderated first
MELVIN M.
when you make a payment its posted almost immediately...i DO like that...
Response from ImagineSep 24, 2026
Thanks for leaving a review!
Neal
Great card just wish it had a higher limit.
חיים אריה ש.
very good customer service
Desmond
Easy card . Good credit limit. Works well
Daniel
Rebuild your credit and get a no hassle fresh start with this card
Jasper
I just like how well things are going with the card no complaints 👌
Response from ImagineSep 24, 2026
Thanks for sharing your experience!
Malik
Excellent card for building credit. I love the fact that you don't have to pay for a deposit to obtain this card. Love the low monthly payment.
Response from ImagineSep 24, 2026
We're glad to hear you've had a five-star experience. Thanks for leaving us a review!
Renee
Great customer service