Yolanda F.
Credit limit was 500 and I felt it…
Credit limit was 500 and I felt it should have been 1000

For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
Is this your business?
Correct your details and reply to customers in public. Both are free.
Claim this listing
Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 16 reviews with 2 stars · Clear filters
Yolanda F.
Credit limit was 500 and I felt it should have been 1000
joe E.
Needed to dispute a charge on a product I never received. The phone number I have for the merchant is only taking messages . Never received a phone call back and I’ve never received the product I attempted to dispute the charge to Goda but said it could take 90 days for the Funds to be available back onto my account now I’m out the process of the item and no product I was hoping that imagine would side with the account holder ?? Joseph Esposito 407-592-3100
Klaus W.
I have other card from Imagine in the second car coming with a miss name my name Junior only same Social Security same address same everything so I cannot put this card in app. I try very hard. I call like a five times already and they still I cannot see mine. I have to call to make a payment and I hope to fix this problem because I need it in my app.
Amanda
Got a letter saying I was pre approved for up to $2000 …. So I applied. Turns out I was only approved for $400… also had to pay a yearly fee so my available credit was only $300. Very deceptive practice to get you to commit to an application. Also, they never told me what I was approved for until I received my card in the mail. Will probably close my account.
Kamillah
Yall need an app
Tearney
I have not used the card yet, it took a very long time to receive the card by mail. I received a bill before the credit card was even issued. Not very happy about that.
Debra D.
Things are really delayed as to what my true available and balanced owed. Not user friendly at all
Response from ImagineOct 8, 2026
Thank you for taking the time to share your experience. We are always looking for ways to improve. We will pass this along to the team for feedback.
Jefrey
I called to ask what is the $19.00 fee for adding an additional user on my account? So I called and have the additional person removed and get the $19 credit back to my account, I was told I would not be charged $19! I was charged $19 on my account the next day. I called back in to tell her customer service rep what happened and she said I don’t see where the Aut user was removed? And then she closed the entire account? I had to call back in and ask for supervisor and he alerted me that the account was closed, by the last person I’ve spoken with? That’s terrible customer service. I didn’t call in to have the account close. I called in to make sure $19 would be refunded to my account.
Response from ImagineOct 8, 2026
Thank you for taking the time to share your experience. We will pass this along to the team for feedback.