Homeowners are building their lives, families, and dreams—and we’re building a smarter way to protect them. At Hippo, we offer home insurance designed around the way homeowners live today, with personalized quotes in under 60 seconds to flexible coverage across auto, flood, and more.As a technology-enabled insurance group, Hippo brings deep industry expertise and advanced underwriting together to deliver proactive, tailored homeowners insurance. Beyond coverage, we support homeowners with ongoing care—like seasonal maintenance tips and helpful home resources—so they can stay prepared, protected, and confident in the place they call home.
Hippo Insurance (hippo.com) has 78 customer reviews on Five Star Index, with an average rating of 3.2 out of 5.
Also known as
hippo.com
Website
hippo.com
Category
Insurance
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 26% of reviews.
Latest
Most recent review: October 2026.
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I’ve been calling for over a week to get a correction on a property address and no one can help me! I call everyday and no one is able to help me and they say they will call me back and no one does. WORSE SERVICE EVER! NEVER AGAIN!!
Response from Hippo InsuranceOct 23, 2026
Hi Ericka, we understand how important it is to have accurate information on file. We’re glad our team was able to work with you to get this resolved.
MM
Mr. M.
My agent was very helpful and…
My agent was very helpful and informative, which made the process easier to deal with being the fact I was going through a difficult time.
VA
Vahe
The best adjustor ever
The best adjustor ever . On time respond. Everything went smoothly
NO
Norma
Many thanks to the amazing Hippo team.
Thanks to the amazing Hippo team, I was able to secure a new insurance plan that helped me close on a new home before the end of December 2025. Even though it was a busy holiday season, Hippo staff were always readily available to answer questions and provide information quickly and efficiently. Shortly after I closed on my home, the lender sold my loan to a new service provider. Once again, the amazing Hippo team made sure my insurance plan information transferred over to the new company seamlessly. Many thanks Hippo! You're the best!
MF
Michael F.
I was a customer who had a policy with…
I was a customer who had a policy with Tower Hill through Hippo. I sold my home in August and told Hippo that I was building a new home less a pool and would need a new policy in December. So I called for a new quote and the price went above what I was paying less a pool. Not what I was expecting. Getting quotes from other providers.
Response from Hippo InsuranceOct 6, 2026
Hi Michael, we're truly sorry to hear about your experience. Please email us at [email protected] with your policy number, name, and address so we can look into this further.
JK
Joe K.
Our rate is very competitive
Our rate is very competitive. Several
People I know have had their insurance canceled. I direct them to Hippo.
Thank you.
YE
Yesenia
This is the worst insurance…
This is the worst insurance company—stay away. I planned to start my policy with Hippo+ on October 31, but I was charged immediately for more than a month in advance. That would have been fine if the charge had appeared in my payment history, but it didn't. I tried calling and couldn't reach anyone. I called Hippo, and they couldn't reach Hippo+ either.
I demanded to cancel, but was given the runaround. Eventually, a representative called. I requested a refund and cancellation. I received the refund, but my policy was not canceled. A week later, I had to call and tell them not to issue a second refund because I had already received one.
I called again to confirm the policy was canceled and waited on hold for an hour and a half. When I finally reached someone, I was told that despite requesting cancellation right after the refund, I still had to sign a cancellation document to make it effective—even though the policy wasn’t supposed to begin until the end of October.
This company gives customers the runaround, and reaching someone is a major challenge.
Response from Hippo InsuranceOct 5, 2026
Hi, thank you for taking the time to share this feedback. We're truly sorry to hear about your experience with the billing and cancellation process. Please email us at [email protected] with your policy number, name, and address so we can look into this and make sure everything is resolved on your end.
SG
S. G.
Do not work with Hippo
My experience with Hippo was absolutely unacceptable. This was not simply poor customer service. The underwriting process was inaccurate, judgmental, and deeply offensive.
As part of the inspection process, I was required to provide photographs and videos of my home, including the interior. I complied with their instructions in good faith. Their inspection report then repeatedly misinterpreted what they were looking at and used those misinterpretations to make sweeping claims that our home showed signs of vacancy, neglect, and deferred maintenance.
For example, our brick home was repeatedly described as having extensive painted wood siding. Shade cloth near our air-conditioning unit was misconstrued as a tarp covering a blocked and therefore missing window. They stated that there were no vehicles on the property as evidence of vacancy, despite never asking me to photograph our driveway or anything near our driveway. They also claimed there were no signs of active occupancy despite having videos of the interior of my fully furnished home, which clearly showed evidence that an entire family lives there.
Our home is older but we recently replaced all of our windows and our sliding glass door through Renewal by Andersen at a ridiculous cost. The windows are beautiful privacy glass, which is specifically why you cannot simply look through them from outside, and the fact that we have curtains. Their report characterized them as dirty (they're not, they're dark) and used the inability to see clearly inside (due to the privacy coating and curtains) as evidence of vacancy. There were, in fact, viaible houseplants and things close enough to be seen through the windows in the photographs and videos.
I responded to their report in detail and explained the factual inaccuracies point by point. Their response completely missed the point. Rather than addressing the inaccuracies I identified, they told me there was “confusion surrounding the location” of the photographs. There was no confusion about where the photographs were taken. They simply misunderstood what they were looking at and then failed to comprehend the explanation when I corrected them.
That was the final straw.
The entire process felt invasive and deeply violating. You are asking people to open up their private homes to an insurance company, and there should be a basic expectation of accuracy, objectivity, and respect. Instead, I felt that my home and the way my family lives were being judged based on a handful of photographs and videos.
We are a family living in an older rural home, raising our children, and caring for our animals. Our home does not look like a perfectly manicured suburban model home, and apparently that was enough for Hippo to make sweeping assumptions about whether we actually live there and whether we take care of it.
I would never knowingly give my money to a company that treats prospective customers this way, and I will never recommend Hippo to anyone. The way this inspection and underwriting process was handled was unacceptable from beginning to end.
Response from Hippo InsuranceOct 3, 2026
Hi, thank you for the detailed feedback, and we're sorry to hear about your experience. What you've described is not the standard we hold ourselves to, and we'd like to look into it. Please email us at [email protected] with your full name and policy number so our team can take a closer look.