Carmen M.
Quick responses
Quick responses. Easy to upload documents.

At Tomo Mortgage, we believe the joy and promise of a new home should never be overshadowed by the hassle of buying one. That’s why we’re digitizing and automating much of the mortgage process to make it faster, easier, less expensive, and dare we say, more joyful while delivering a higher level of personalized service to home buyers. Check out our mortgage and refinance rates at tomo.com. NMLS #2059741. Equal Opportunity Lender.
Tomo Mortgage (hellotomo.com) has 311 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Manhasset, New York
Excellent

Investments & Wealth · Greatneck, New York
Excellent
311 approved reviews, newest moderated first
Carmen M.
Quick responses. Easy to upload documents.
Lee
When my agent and the listing agent heard I was going to use an online lender, they had significant doubts about my decision and worried that Tomo would not be able to meet the closing schedule as quickly as a local lender. PJ from the TOMO team's efforts earned the credit they deserved by providing not only the best rate but also working closely with the agents and title company for on-time closing. I'm glad I made the right decision and I appreciate Tomo's assistance during the process.
Amber R.
Everything was easy to upload and clear through the whole process. I tried looking at other companies, but they were not as transparent.
Sarah M.
Extremely transparent process and my team was very responsive usually responding to my questions within minutes. This was my fourth time purchasing a house and my first time with Tomo and I’m very happy I chose them. We got a better rate with Tomo than any other company we looked at. They also have a very user and mobile friendly website to upload documents and track the status of the process. Thanks for helping us buy our next home!!
Alison C.
Super quick response on initial application. Easy to work with and lower rates.Another company who we had a mortgage with before gave us higher quotes. Great transaction /great company. Would use again, highly recommended!!
Craig P.
John and his entire team were nothing less than exceptional from the initial conversation to closing. He quickly processed my application, reviewed available options, and sent multiple loan estimates based on the scenarios we discussed. This is my 4th home loan and I have never experienced such a fast and smooth process with a dedicated team to help you at every turn. Their prices beat every other lender unless a price match was given to earn business, proving that their best deal was really the best deal. David, our loan processor, lead us through the underwriting process until we were clear to close. His courteous and positive demeanor even when we were having issues with the contract and settlement company provided a breath of fresh air when stress levels were higher. I can't say enough great things about the people here and their dedication to me and my family as we navigated our loan to close on our new home.
Elias L.
Best rates since day one among several different lenders I did shop for. No hidden fees and all agents offered prompt response and patience to explain every number from the Pre-Approval and all the way up to the Final Closing Numbers. John Khoury and Tanya Nelson guided me through the whole process making the experience good for me as a FirstTime Homebuyer.
Yuriy S.
Working with Tomo was easy: the rates were the best, the questions were answered when necessary, and the whole process was very convenient. The only reason why there are 4 stars is that there was a mistake in the closing cost amount (~10% more) that was communicated 2 days prior to closing made me scramble for that additional amount.