FundMericaReviews of fundmerica-loans.com

I had an unhappy sales experience with Melaney Sanchez at FundMerica, and she had a lot of attitude. I asked one question, and instead of answering it she just said we are not a fit for their services. Basically they are a loan shark, and it's now legal to be a loan shark. FundMerica is a PREDATORY firm looking for contractors who "floated" their deals, and suddenly need a large amount of money, for a few weeks or months, until he sells the next big contract. That's not me. If you just want to pay off credit card debt, and have lower payments, don't waste your time here. FundMerica will fund you, but you have to pay it back in 12 or 15 months, usually with WEEKLY payments, and the combined payments (per month) are monstrously higher than you are paying now on credit cards. Just insane, exactly what you don't want.

Jalonni is super helpful! Made the process super easy, and was really great at keeping me informed. Highly recommend

I’ve known Mr. Jerry Gainey from FundMerica since 2018, or at least first made his acquaintance. I own couple different businesses and I get dozens of calls and unsolicited emails about business funding on a daily basis. Sadly the overwhelming majority of these calls or emails are scam. Naturally I didn’t believe it, but I told myself this man has to be the most patient con man or he’s truly genuine and would deliver on the promises. Fortunately for us it was the latter. I briefly spoke to and exchanged couple emails with Mr. Gainey during the first 3-4 years before finally agreeing to do business with him, which was a promise to fund my businesses with only 3 months solid revenue. During the application process I quickly learned how professional-diligent and well versed in a financial network Jerry was. Fast forward to 2025, In over two years since our first deal. Jerry and FundMerica have helped us fund close to ten deals now. He’s helped us grow and expand tremendously. I don’t often like to leave reviews, except when I’m super thrilled or super displeased with a service. For anyone reading this, understand and feel good that your skepticism is well warranted. There are a lot of shady practices out there. Can’t never be too careful. I hope this review helps your decision making easier and reassuring.

Jerry always does his best to help. I really appreciate all he had done

This is my third time working with FundAmerica, Jerry was my agent each time and its been a smooth process and experience for me each time. He does the ground work to get you funded, and really makes the experience calm! They are a relationship based lender, I think so long you maintain good history, all is smooth sailing. Thanks 💕

Stop contacting me. Please. I don’t want your money and I hate the fact that you think it’s OK to text me five times a day.

They call several times a week from fake phone numbers with BS loan info. Scam company. Stay away b

Garrick is EXTREMELY patient, friendly and knowledgeable!!! He is very easy to work with and talk to. He answered my many questions and never got impatient with me (and I tend to ramble). I look forward to this business relationship,