First Chicago InsuranceReviews of firstchicagoinsurance.com

This company is the worst, they sent me a notice dated 12/26/23 that my policy expired and to pay the amount of my policy by 2/8/24, I called today which is 1/19/24 to pay my policy the rep took my payment then when I asked for a renewal card she said, oh wait your policy canceled and expired and that I would have to pay an extra $430. FOH that’s not what your letter said. She said they will refund my money back in an hour back to my card. I am ready to start a class action lawsuit against this company for poor representation… I would not recommend this company to anyone

My parked car was hit in an accident cause by one of their insurers on 11/9/23. I filed a claim with First Chicago on 11/13/23 providing an email with pictures of the damage, a police report, and video footage of the accident. An appraiser from SCA Appraisal Co. (another terrible company) came to look at my car on 11/16/23. The estimate information was available and sent to the company 11/17/23. I spent a month calling them every week to get a hold of the adjuster, got her information from a claim representative on 12/1/23 but wasn’t contacted by her until 12/16/23. I have never hired an attorney and she leaves a voicemail talking about how she needs permission with my attorney to speak to me about the details of the claim and estimate information. Never hired one, I’m representing myself. They make up lies so they don’t have to pay me out for my car damages at this point. Terrible company, terrible customer service, a scam. Who knows if this will get settled but figured I’d start leaving reviews now and spreading awareness of this shady company. Report First Chicago Insurance as a fraudulent company to your state attorney general, let local news outlets know your story, spread awareness to expose their scam company!

First Chicago does not answer there phones and does not return calls when you have a claim. It’s impossible to get them to pay a valid claim.

I do not recommend this company at all, they are thieves, I had insurance with them to pay my month of $185.60, on October 12, 2023, I canceled it on October 13, 2023, I only had it for one day on the 13th, when I asked them what How much they wanted to refund me, they told me $155.60, they are stealing $30 dollars for 1 day of insurance, that is ridiculous, they should have charged me for 1 partial day only, apart from the fact that they stole the DOWN PAYMENT that I paid, they should have returned some money from the DOWN PAYMENT. Don't take anything from them other than thieves, the staff is extremely rude. When I spoke to them they told me how much I told them $30 and the person answered, oh my God, they weren't even charging him $100 dollars. But $30 for 1 day, this is abuse. Now They released the version that they are charging me another $10 additional because my payment is made late in September, I had to renew on September 11, that day my payment is made, they are thieves.

Dealing with First Chicago due to being hit by their client in an auto accident involving injury. It's been 3 weeks in which i have had to take the initiative to do all the contact. Just told me that they will not do anything toward this claim until their client submits a recorded statement and he has up to two months to do that. if he doesn't respond they will then do their own investigation. until then, they told me to pay for everything out of my own pocket. The representative was rude when i asked to speak to a supervisor and then placed me on hold for 45 minutes. I'm still on hold.

WORST EVER!!!!!!!!!

Calling their 24 hour claims reporting line is a joke! On hold for over 2 hours to report a claim. Never get a call from an adjuster and if they do call they hang up and mark that contact was made, what a joke of an insurance company. They are ripe for a bad faith law suit.

I obtained a policy with them and canceled it the following day because I end up not getting the car that I obtained it for. The rep that I spoke to about the cancellation told me I would receive my refund in 7-10 business day. Never received it. After 2 weeks passed, I called the company to inquire and then was informed that I would receive the refund as a check instead of direct deposit like I was originally told. It went from taking 7-10 business days to taking 30 days to receive the check by mail. This is ridiculous. Then after waiting almost a month, I call to inquire again and then was informed that they had the wrong address on file. How is that even possible? I demanded to receive direct deposit for the refund since they screwed up the first check. For some reason they claim they cant do direct deposit, so now I’m forced to wait an additional 7-10 business days for my check. I am highly upset and frustrated. They had no problem withdrawing from my account to start the policy but can’t deposit it back. Sounds like some bs. Now I have to wait for a check again. Not to mention the refund isn’t even the full amount that I paid. Considering I cancel it the next day I would have expect the difference to be $50 or so, not a difference of $100+. I didn’t even have the policy a full 24 hours. If I could I would have given them 0 stars.