Patti G.
so far so good
so far so good

Debt is stressful. We understand. Family Credit Management is a nonprofit organization that has been helping individuals and families get out of debt and regain financial stability for over 30 years.Our NFCC-certified credit counselors provide personalized, one-on-one guidance to help clients understand their financial situation and take control of their future. We offer a range of solutions tailored to each individual’s needs, including traditional Debt Management Plans (DMPs), debt settlement options for those who may benefit, and our exclusive DualTrack Repayment Plan, which combines structured repayment with strategic settlement when appropriate.For clients who are unable to repay all debts at once, we also offer our Priority Pay Plan, designed to help manage limited resources while addressing the most urgent financial obligations. Our approach focuses not only on resolving debt, but also on long-term financial health through budgeting, education, and behavior-based strategies.As a nonprofit credit counseling agency, our mission is to provide honest, practical solutions that work in the real world. We work directly with creditors to help reduce interest rates and fees when possible, while supporting our clients every step of the way.At Family Credit Management, our goal is simple: help people reduce stress, regain control, and build a more stable financial future.
Family Credit Management (familycredit.org) has 788 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
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Credit & Debt Services · Chicago, Illinois
Excellent

Credit & Debt Services · Chicago, Illinois
Excellent

Credit & Debt Services · Chicago, Illinois
Excellent

Credit & Debt Services · Chicago, Illinois
Excellent
Showing 23 reviews with 4 stars · Clear filters
Patti G.
so far so good
Jamie W.
Sometimes my payments don’t get to the creditor in time but not very often
Frank
The navigation of use, and promise to decrease interest rates
Response from Family Credit ManagementAug 14, 2026
Thank you! We’re glad you found the process easy to navigate and affordable. One of the biggest potential benefits of a debt management plan is the reduced interest rates that many participating creditors offer, which can make a real difference in paying off debt. We hope we earn that fifth star as you continue with Family Credit Management, and if there’s anything we can do better along the way, please let us know!
Taylor Jon Arlington S.
Everyone has been great so far but it’s the beginning of the process so I will update when I find out how it actually works
Response from Family Credit ManagementAug 10, 2026
We think that’s completely fair! You’ve just started, and we know we still have to earn that fifth star. We’re glad your experience has been great so far, and we’re confident that as you see your Debt Management Plan working and your balances coming down, we’ll earn it. We’ll look forward to your update!
Andrea
Customer Service
Response from Family Credit ManagementJul 29, 2026
Providing great personal service is something we care deeply about at Family Credit Management. Our Client Services team takes the time to get to know each client's situation, answer questions, and make sure it's always easy to reach someone who can help. Whether it's a quick phone call, an email, or a text, we want every client to feel supported throughout their debt management plan, not just during enrollment. Thank you for recognizing our commitment to personal service. We appreciate the opportunity to be part of your journey and look forward to celebrating your progress toward becoming debt-free.
Nichole
Made it super easy to sign up and very proactive and kind and make it known they want to help people in stressful times
Response from Family Credit ManagementJun 30, 2026
I'm so glad you've had such a positive experience. Being proactive, answering questions, and making sure people know they're not facing financial stress alone is something we care a lot about. Taking the time to explain how our nonprofit credit counseling and debt management program works, answer questions, and help people understand all of their options is an important part of what we do. We want everyone to feel informed, supported, and confident in whatever financial decision is right for them. Thank you for sharing your experience. It means a lot that you trusted Family Credit Management, and we'll be here whenever you need us.
Loren
The process was mostly painless. The credit counselor was great, very professional and patient. Some of the paperwork was not as clear as it could have been.
Response from Family Credit ManagementMay 30, 2026
We're glad to hear the process was mostly painless and that your credit counselor provided the professional and patient support we strive for. We know that discussing debt can be stressful, and our goal is to make the process as comfortable and straightforward as possible. We also appreciate your feedback about the paperwork. As a nonprofit credit counseling and debt management organization, we are always looking for ways to make our documents and enrollment process easier to understand. Thank you for trusting Family Credit Management to help you reduce interest, repay your debt, and work toward financial freedom. Our counselors, creditor relations group, and client support staff are all here to help throughout your journey.
Reuben
Might be 5-star. Didn't start yet. So we'll see.
Response from Family Credit ManagementMay 4, 2026
Thanks for the 4 stars, we’ll take that as a strong start. You’re right, it’s early, but the fact that you chose to enroll with us means a lot. Now it’s on us to deliver. Our team is focused on making the process smooth and helpful from day one. We have a feeling that the 5th star is coming… We’ll earn it.