Jannette
A plus experience
A plus experience

FAIRWINDS was founded in 1949 on the simple idea of people helping people. That idea still guides everything we do today. We exist for one reason: to help others take control of their money and move toward financial freedom. That means fewer payments, less stress, and more confidence about the future. It’s not the message you usually hear from a financial institution, but we’re not afraid to be different. At FAIRWINDS, members are part-owners, not customers. That means we don't answer to stockholders, and we don't chase profits. Every dollar we earn is reinvested to help members save more, eliminate debt, build wealth, and live generously. We know financial freedom doesn't happen by accident. That’s why we combine personal guidance with products designed to support real, intentional financial progress, not unnecessary borrowing. That includes: Checking accounts that support smart everyday spending Savings accounts that help build momentum towards financial goals High-Yield savings bundled with free checking to provide full clarity and convenience Business banking solutions built to grow operations without growing debt Products and solutions for members committed to living financially free Resources designed to meet you where you are — and help you move forwardAnyone in the United States is eligible to become a FAIRWINDS member. Wherever you are, whatever your journey — if you’re committed to being financially free, you’re welcome to join us! Get started today!Federally insured by the NCUA.
FAIRWINDS Credit Union (fairwinds.org) has 243 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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Credit & Debt Services · Boca Raton, Florida
Excellent

Credit & Debt Services · Sunrise, Florida
Excellent

Credit & Debt Services · Orlando, Florida
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Credit & Debt Services · Boca Raton, Florida
Excellent
243 approved reviews, newest moderated first
Jannette
A plus experience
Red
Bonnie wersinger was so helpful I had an Awesome experience!!!very polite and caring on all my concerns I received help and knowledge on my account
Response from FAIRWINDS Credit UnionOct 19, 2026
Thank you for sharing this wonderful review! We are glad Bonnie was able to assist with your account in such a caring and knowledgeable way. Making sure every concern is heard and fully addressed is what our crew is committed to. We appreciate your trust in us and look forward to serving you again soon!
Hector S.
This financial institution is bias specially in certain locations. They do racial profiling and then denied it. If you want a good banking experience open an account with Navy Federal Credit Unio.
Response from FAIRWINDS Credit UnionSep 2, 2026
At FAIRWINDS, serving you, and providing you with an exceptional experience, is at the heart of everything we do. We take your feedback very seriously and assure you that we are here to help. Unfortunately, with the information you have provided thus far, we have not been able to identify your account(s) or relationship, and we need further information to assist you. Please send an email to [email protected] with your preferred contact number and information so that we can follow up to better understand your experience and work to provide a resolution.
Marcus
Poor customer service , not a good credit union
Response from FAIRWINDS Credit UnionAug 31, 2026
Thank you for taking the time to share your feedback. We recognize this was a discouraging experience, and we want you to know that your feelings matter to us. Our crew had the opportunity to connect with you and walk through your situation directly. While we understand the outcome may not have been what you were hoping for, please know we are always here to support you. If you have any questions at all, we encourage you to reach out to us at (800) 443-6887.
Donovan O.
FAIRWINDS is the people's credit union. It has been so easy to bank with them even without there being a FAIRWINDS branch in my vicinity. Their partner banks work just as well, if not better, than a true branch, and I have had nothing but a great experience with them. They could stand to update their app's look and UI a bit (it's slightly outdated), but it makes sense that they wouldn't want to change it too much based on their core demographic.
Response from FAIRWINDS Credit UnionAug 17, 2026
We appreciate you sharing your thoughts, and we're glad you took the time to do so. Feedback from our members is something we genuinely value. It's wonderful to hear that your experience with FAIRWINDS has been a positive one overall, and that our partner locations have made banking convenient for you regardless of where you are. Providing that kind of accessibility is important to us, and we're glad it has made a difference. We look forward to continuing to serve you.
Nick K.
UPDATE: I originally left a negative review after my credit card application was declined following a hard credit inquiry. However, I want to update my review because FAIRWINDS took the time to address my concerns and completely changed my experience. I especially want to recognize Sebastian Guinard, Digital Lending Manager, for his excellent customer service. Sebastian personally contacted me, listened to my concerns, explained what documentation was needed, and gave me the opportunity to provide additional financial information for reconsideration. He submitted my application back to underwriting, kept me informed throughout the process, and ultimately helped get my application approved. What impressed me most was that Sebastian did not simply accept the initial automated decision. He took the time to look deeper into my situation and helped make sure the application received a proper review. This is exactly the kind of customer service I expect from a credit union. Sebastian turned a very disappointing initial experience into a very positive one. Thank you, Sebastian, for your professionalism, communication, and willingness to help. I am happy to update my original review and recommend FAIRWINDS based on how this situation was handled.
Response from FAIRWINDS Credit UnionAug 13, 2026
Thank you for taking the time to come back and share this update. We appreciate you giving us the opportunity to look further into your situation, and we are glad the experience took a positive turn. We are especially glad Sebastian was able to personally connect with you, listen to your concerns, and advocate for a thorough review of your application. His commitment to keeping you informed throughout the process is the kind of care we strive to bring to every member interaction. Your recommendation means a great deal to us, and we look forward to continuing to serve you.
Carolyn M.
Steven helped me at the Deltona Branch…. I was somewhat afraid of taking out a large amt of money so I went inside. What a pleasant relief when I encountered Steven!!! He was so sincere and reassuring on my transaction. No rush, he was just there, being himself!
Response from FAIRWINDS Credit UnionJul 31, 2026
Thank you for the kind words! We're thrilled to hear Steven provided such a reassuring and welcoming experience at our Deltona branch. Taking the time to listen, offer guidance, and help members feel at ease is what FAIRWINDS s all about. We'll be sure to share your compliments with Steven. Thank you for being a member!
Arevik M.
The worst experience EVER..... All i needed was to transfer the credit card balance to pay for the main amount instead of killing the business with interest rate and they denied even to apply for the credit card...... Zero professionalism
Response from FAIRWINDS Credit UnionJul 16, 2026
Thank you for taking the time to share your experience. Our team was in touch with you through both phone and email during your recent experience. Your online application was received and given careful consideration and review. We recognize how important this decision was for your business. Our team attempted to contact you via phone to further discuss details of your application and answers any questions that you may have had. We appreciate the opportunity to have assisted you and wish you and your business success.