Iheanyi Nwosu J.
Great at building up my score!
Great at building up my score!

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 592 reviews with 5 stars · Clear filters
Iheanyi Nwosu J.
Great at building up my score!
Stacey P.
Extra is a great way to build your credit and the staff are excellent. They are quick and very helpful. They answer all questions and leave you satisfied. I’ve recommended this app to lots of friends and I will continue to do so.
Galein G.
Hey there! I wanted to share my experience with Extra. They have been amazing in helping me improve my credit score and get my finances back on track. By using my card for everyday expenses, I've been able to see significant improvement in my credit rating. I highly recommend their services, and their customer support has been top-notch. Overall, a great experience!
Shanavia
To the team thank you extremely professional also swift with my phone number update. In my opinion they all need a raise.
Ben S.
Extras customer service is rapidly fast, they take care of you within an hour or two, I started using extra last month to build my zero credit score, I got my physical card within a few days of submitting all my info and within the 2nd week I had my first score through experian followed by Equifax on credit karma the app is also very helpful by providing you with a deep dive about what credit scores do what and which ones you need to apply for certain loans through their mini web videos, and I personally like how easy the app is set up to maneuver around. You start of with $100 of purchasing power and gradually go up to $300 as you make your payments with extra, I linked all my recurring payments from Spotify to Netflix with my extra card and despite it being a small payment extra makes it count !
Sean M.
Customer service os better than any card out there!
Matt M.
Been with extra a few years now and I’ve seen my credit score change dramatically! Because so I’ve been able to get a new car! Their customer service is the best and I love their rewards store and the giveaways they do!
Jonathan
Using thing with other credit cards built my credit quickly.