Extra CardToday, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent
Investments & Wealth · Seal Beach, California
Excellent
Investments & Wealth · New York, New York
Excellent
Investments & Wealth · Conyers, Georgia
Excellent
Showing 592 reviews with 5 stars · Clear filters
Coop
Concerned about your credit score? Well get Extra! Need to boost your credit? Get extra! Can qualify for starter credit? Get Extra Extra allows you to use the money you already have in your checking account to make purchases and then reports those purchases to the credit bureau. Want to know how your Starbucks coffee can help build your credit? GET EXTRA! ⭐️⭐️⭐️⭐️⭐️
Response from Extra CardDec 28, 2022
Great feedback—thank you so much for your review!
Courtney P.
Great for credit building I would recommend this to others for the ability to build your credit without a credit card.
Response from Extra CardDec 23, 2022
Thank you, we appreciate you!
Johnathon M.
Always there to answer my questions, also I have raised my credit score 100 points since getting extra would recommend to everyone
Response from Extra CardDec 27, 2022
Thank you for your feedback!
Bruce E.
The experience has simple been Extra haha. This is a fantastic all around card and I love it
Response from Extra CardDec 28, 2022
Thank you for your review! We appreciate you.
N S.
Absolutely love extra card. Helps build and maintain credit just off regular everyday purchases. Ive recommended it to all my friends and family.
Response from Extra CardDec 28, 2022
You're the best—thank you for your review!
Garry M.
Easily accessible
Response from Extra CardDec 28, 2022
Thank you for your review!
Heather Q.
Extra has been a fantastic addition to my card usage. I have nothing but great things to say about it. Plus their reward system is phenomenal. I earn points for free gifts for doing things I do every day anyway.
Response from Extra CardDec 13, 2022
We love to hear it—thank you for your feedback.
Daniel F.
It has been by far the most enjoyable online service I have received. The app itself is so easy to use, intuitive, quick, resourceful, efficient, complete, simple and always updated. The service you guys offer is excellent. Customer service is quite a great experience! Thank you so much!!!
Response from Extra CardDec 28, 2022
We're so happy to hear your experience has been excellent—thank you for your review! 😊