Nevin J.
Awesome service
It’s actually helped build my credit quite a bit
Response from Extra CardJan 18, 2023
We're so happy to hear it. Thank you for your review!

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 592 reviews with 5 stars · Clear filters
Nevin J.
It’s actually helped build my credit quite a bit
Response from Extra CardJan 18, 2023
We're so happy to hear it. Thank you for your review!
Georgia S.
EXTRA has helped me to get my credit rating up, but I did not realize that it changes from one month to the other. I can’t get the information from EQUIFAX, etc. without taking their paid service. Please advise?
Response from Extra CardJan 16, 2023
Hey Georgia! I will have someone from our credit team reach out to you to confirm exactly what you're looking for to see if it's something we can obtain on our end. And thank you for the 5 stars! We're so happy to hear that Extra has been helpful in your credit journey.
Alex P.
Very easy to use, with a nice slick black card to use. My experience had been simple, i use my Extra card to buy everything in my everyday routine. The card loans u money for the day and you pay it back 100% at the end of night. Your points stack up and get sent to the Credit Bureau at the end of the month. Easy and simple. I started at 600 credit and within 3 months i was hitting 700 credit score and now 5 months later im reaching 760. I make simple everyday purchases 5$ here 10$ there, sometimes gas 50$. Sometimes ill use it for larger purchases that can be 200$ or more. As long as you have the funds in your bank account to back up the loan at the end of the night and the spending power on the card you can improve your credit indefinitely.
Response from Extra CardJan 12, 2023
Wow, 80 points in just 3 months! That’s like climbing Mount Everest with a jetpack and a black card in hand! We’re thrilled to hear our card has been helping you achieve your credit goals. Keep on reaching new heights! And don’t forget to show off your sleek black card to all your friends, it’s sure to turn some heads. Thanks for choosing Extra!
David B.
Not sure what to right, other than it is a no brainer. This is an effortless, cost effective way to build credit with no risk...
Response from Extra CardJan 12, 2023
You're a man of very few, very true words, David! Thanks for taking the time to leave us a review.
Tristessa O.
I'm enjoying the rewards!
Response from Extra CardJan 12, 2023
And we get great joy out of you enjoying them!!
Neil B.
I like building credit without having to go into Debt to do it.
Response from Extra CardJan 12, 2023
Truer words have never been spoken. Thanks for taking the time to write us a review, Neil!
Satt B.
At a time when I really didn’t know which direction to take for getting my credit back in order Extra appeared at just the right time to give me that boost to propel me forward on my credit journey. I’ve come a long way since starting and look forward to continuing business with the company! Great memes btw
Response from Extra CardJan 17, 2023
This! This is what it's all about for us. We are so happy to hear that you've had the boost you needed since using our card. And we're glad you appreciate the memes. We'll keep em coming.
Marca H.
I would give extra 5 stars on the strength of they are reporting positive payment history to the credit bureaus. I honestly don’t think extra has raised my credit much, I think it raised on its own by making all my other payments on time on schedule. I love the service extra has provided, thanks to the people at EXTRA
Response from Extra CardJan 16, 2023
The people of Extra thank you for choosing us in your credit journey and we're happy to hear it's all heading in a positive direction!