Autumn Rose Black S.
Easy to use
Easy to use I’ve never liked the idea of a credit card but extra made it super easy and I can always rely on them.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 79 reviews with 4 stars · Clear filters
Autumn Rose Black S.
Easy to use I’ve never liked the idea of a credit card but extra made it super easy and I can always rely on them.
Tiffany
Extra is successfully helping me build my credit
Tamara S.
This card has helped rebuild my credit.
Response from Extra CardFeb 21, 2023
Thanks for your feedback.
Card H.
A Phone number with a live agent would be more customer service oriented. However, I must say that, the live chat concierge communicates well and in a quick responsive fashion. The concierge is effective, but it’s just to painful and humiliating to have to communicate this way. All in all, to be fair, Extra is a very good product. Can’t really complain to much. Thank You
Response from Extra CardFeb 18, 2023
We value and appreciate your feedback—thank you!
Paul H.
There isn't enough information about the companies that I buy from.
Response from Extra CardFeb 18, 2023
Hey Paul! If you have account related questions, please email [email protected] and we'll connect you with a specialist!
Ralph K.
it was awesome seeing my credit score jump! then after its been going down! back to where i started pretty much.
Response from Extra CardFeb 18, 2023
We're happy your score is improving! Thanks for the feedback!
ATL
This is a helpful tool to boost credit
Response from Extra CardFeb 17, 2023
Thanks for the review!
T C.
I love the Extra card and while I would have given it 5 stars, there are 2 small gripes. First, I love that I accrue points to shop. I was previously able to convert them to gift cards (I chose Amazon) which gave me much more choices in buying things except that option seems to have been taken away. (Bring It Back!!!). My second gripe is that periodically, the card drops my banking information and I have to input it all over again. I was in Brazil the last time it happened and didn't have the info on hand so I had to quit using my card. There is no warning as to when this is going to happen and it could really catch someone in a bind if they didn't also have their other debit or credit card to use. I don't like financial surprises, especially when I am relying on the stability of a financial institution/instrument that I need to count on 100% of the time. Those are small but relevant concerns. Outside of those, I love absolutely everything about the Extra card.
Response from Extra CardFeb 16, 2023
We appreciate your valuable feedback—thank you!