Consumer
If you’re looking for a way to get your…
If you’re looking for a way to get your credit back on track, Extra is it! Very please with my experience.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 592 reviews with 5 stars · Clear filters
Consumer
If you’re looking for a way to get your credit back on track, Extra is it! Very please with my experience.
Rodney T.
I extremely love Extra and its team around it. It’s a great card, convenient and easy to use. The customer service team is great and they have your best interest in mind always
Natalie C.
Due to life circumstances I found myself in a bad credit situation. I saw the ads for Extra and continued to ignore them until I finally researched the business. Joining Extra was the best decision I could’ve made. Immediately upon signing up, I received over 50+ in credits. They consistently report to all major credit bureaus and I am very grateful for all that they have done. Customer service chat is immediate whenever I need help. Take it from someone who struggled with credit, DO IT!
Kate B.
Extra card has built my credit in just a few months! I’m so happy with my experience! Their customer service is always so friendly, polite & professional. Love that they offer rewards/perks.
Jalica N.
Very satisfied with everything never once confused and always received the proper help when I needed no confusion. Very satisfied.
Dayshon H.
Best piece of plastic that helps you build your credit score
Traci
The Extra app is amazing. It’s like having another one of my favorite cards on steroids, and the customer service is out of this world. I can’t believe that I am so lucky to have found Extra by accident. I am trying to rebuild my credit and Extra is the perfect thing that I need to help me do just that. Extra doesn’t let you spend more than you have when you’re connected to your bank and it helps build your credit back up. I can’t imagine a life without “little” Extra.
THE VEGA GROUP PGA OF A.
Outstanding experience! Super nice & patient Staff. Very knowledgeable representatives. Especially; The Extra Messaging Service Center, they typically reply within 60seconds-2 minutes without delay. I’m so excited & looking forward to seeing my score elevate. Started at 590-Now-760 in just three months. The key 🔑 is patience Again Patience. So many perks ahead. Let’s Go Extra Extra Extra ❕❕❕✅✅✅