Mary M.
Stay or go?
I was thinking about ending my membership but got some help to better understand what I can be doing to improve my credit. They were very helpful and I am keeping my membership.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
Is this your business?
Correct your details and reply to customers in public. Both are free.
Claim this listing
Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 592 reviews with 5 stars · Clear filters
Mary M.
I was thinking about ending my membership but got some help to better understand what I can be doing to improve my credit. They were very helpful and I am keeping my membership.
Fatai “King Fatai” W.
Hello my name is Fatai Williams also known as King Fatai and I’m a music artist and entrepreneur; and I’ve been a member with extra since 2023 and the experience has been phenomenal. I love Extra and It has helped me to learn credit and use it for my benefit. Even the videos in the portal when I first started my journey helped to grow my knowledge as well as build great habits. My credit has grown so good and things only keep getting better. I’m always referring people I know as well as people I connect with to extra, it’s definitely a game changer. Furthermore, as I continue building my brand and business,I look forward to one day being the face of Extra or even a partner and spokesperson because people should know there’s an easy way to build your credit so you can put yourself in position to achieve your dreams. Thank you much Extra!
Daniel R.
Been using Extra for about 2 years now and I have to admit it's been great!. Not only am I building my credit but I've gotten a few items from their rewards store on the app, And everything I've received has been excellent! I've already referred some friends to them as well.
Rico F.
Good customer service and a good app overall 😎
Dr M.
Best app and account for helping my finances and work with the credit reporting agencies. It looks to them like a loan I am paying off monthly while really it’s a debit card to my bank account. Customer service is always responsive and solves issues quickly. Happy with this company.
billie H.
Over the time I’ve been using my extra card, my credit score has definitely improved.
Russell B.
Great customer service!
DJ L.
Great card. Been using for a few years now and has become my main card to use. Great benefits, excellent customer service and credit builder. Highly recommend!