Nick M.
Great for raising credit scores
Quick customer service concierge and great to raise your credit score. If the transfer time from banks were shortened by a day or two it would be perfect

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 79 reviews with 4 stars · Clear filters
Nick M.
Quick customer service concierge and great to raise your credit score. If the transfer time from banks were shortened by a day or two it would be perfect
Alex C.
So far my experience with Extra has been great no problems. And from what I can see I just hope everything plays out well. Has good customer service once you get ahold of someone.
Cheyenne R.
I have had a wonderful experience with Extra since 2021. Consumer Service has been great in my experience. I've also enjoyed the journey of going from NO credit history, to good credit - thanks to this product. I tell people about it as an alternative to credit cards all the time!
Isaiah R.
I didn't have credit before using this card. It was my first credit card and honestly it did give me a great score for awhile. They used to have even better customer service when first starting, but I can't really hate on Extra at all. They've done overall pretty good in general. I only wish they'd up my spend power to the limit I used to have lol.
Solomon A.
This extra card has been instrumental during the COVID pandemic
Chris L.
Almost everything is great about Extra! The only complaint I have is a bug I believe they're working on which is where my bank account/Extra acc disconnects often. Besides that I can't complain, my credit has risen tremendously in the few months I've been using.
Response from Extra CardDec 20, 2023
Hey Chris! We are so thrilled to hear you've already had such a positive impact to your score. Keep it up! Our team will do everything we can to work with Plaid on repairing the connection issue with you bank. In the meantime, if there is anything else we can do better to tick your review up to 5 stars, dont hesitate to reach out to [email protected] Always happy to chat!
Lilly L.
Amazing an consistent
Jair G.
What they’re offering is a game changer. The only thing I would say that might not be for everyone, it’s a 200$ card. Things do take a couple days to process as well.