Jacob M.
It only helped my credit when I…
It only helped my credit when I initially got the card. The good thing about it was getting the points to earn free gifts.
Response from Extra CardFeb 15, 2023
Thanks for your feedback!

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 39 reviews with 3 stars · Clear filters
Jacob M.
It only helped my credit when I initially got the card. The good thing about it was getting the points to earn free gifts.
Response from Extra CardFeb 15, 2023
Thanks for your feedback!
Lucas V.
I would say the card served its purpose and all. Nothing to complain about that. I was just annoyed at the fact that they try to give out such a big impression of having good customer support, but when I tried to cancel next month’s subscription on the same day the payment fee renews itself, and with a few days of delay before when the monthly fee is actually charged, they said they couldn’t cancel the charge because they send emails, that just end up in spam, letting us know we will get charged in a few days.
Response from Extra CardFeb 13, 2023
We appreciate your feedback—thank you for your insight! We recommend making sure those important emails go to your main inbox! If you need any further assistance, please email [email protected] and we'll do our best to support you.
William M.
It hasn't really helped raise my credit like I figured it would. It is a great idea and app though.
Response from Extra CardFeb 7, 2023
Thanks for your feedback! Please note, Extra is only one factor on your credit report—if there are any delinquencies or debts on your report, we cannot function as effectively. Apologies for any frustration this may have caused.
Joshua B.
Good card. However was hoping for more applicable reports to creditors.
Response from Extra CardJan 31, 2023
Thanks for the review!
Wesley M.
Card doesn't work in Puerto Rico which is a US Commonwealth. Was not told this nor was it disclosed when I began usage. Other than that I haven't had any real issues with the service.
Response from Extra CardJan 31, 2023
We apologize for the lack of clarity—thank you for your constructive feedback!
GD
Monthly charge us outrageous and I’m not seeing that big of a difference on my credit.
Response from Extra CardJan 31, 2023
We appreciate your feedback.
Willie S.
It did not improve my credit situation. I like the card and don’t know why. After getting another card, I’m trying to out the benefits of the card.
Response from Extra CardJan 31, 2023
We are always happy to help, you can email [email protected] and a specialist will assist you.
Bradley D.
There is really no continued credit report after a certain number of months. The reporting of payments are delayed. The amount in my account never matches my true account amount.
Response from Extra CardJan 27, 2023
Thank you for your review! We are taking notes. 🤝