Gabriel T.
No other card
From groceries all the way to gas for my car, if I'm going to build credit and gain points for everyday purchases I'm going to use my Extra Card. At this point if I use another card, it just doesn't feel right.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
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Investments & Wealth · Seal Beach, California
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Investments & Wealth · New York, New York
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Investments & Wealth · Conyers, Georgia
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Showing 592 reviews with 5 stars · Clear filters
Gabriel T.
From groceries all the way to gas for my car, if I'm going to build credit and gain points for everyday purchases I'm going to use my Extra Card. At this point if I use another card, it just doesn't feel right.
Omar W.
Im a new member and so far I've had a great experience with customer service. I can't wait to start building my credit up and keep gaining rewards points.
Catherine Palma S.
It’s convenient and useful when your card was stolen. Customer service is great in helping me start my account all over again
Rudy
So far it has been a great experience. Great customer service and quick response to my questions. I'm sure I will have many great things to say as I keep using the app and see my score improve. Thank you for your help!
Dave
Great app! Great customer support!
Jalon
This is a very good app because it allows you to use a debit card, not only to spend money with the bill credit as well instead of having to buy a whole credit card to build it!
Justin P.
Excellent response time
Jonathan
Have been a member since 2021. Extra has helped me achieve a better credit score and has helped me understand and manage my finances better! I was able to get rewarded for using my Extra card and redeem a lot of great items like beats headphones and gift cards towards airline travel! I highly recommend Extra! Safe and secure, better than using your debit card.