NB
Do not trust this app or company!!
Do not trust this app or company!!! I paid an annual membership of $108 in July, since then I have only been able to make some purchases, because some have been declined not because my account didn't have the money but because they locked my account due to non usage or my purchase was over there credit amount of $200 or so. Not to mention you're unable to use it to pay bills because the account does not have a routing number and the allotted credit amount is so low, the total amount can't be paid. I grew skeptical of using it at times, fearing it would be declined. Due to not using it often, they locked it. I called to ask what do I need to so to unlock it? They said, it can't be reactivated for 3 months. What? I paid an annual fee. And they refused to refund my money. My credit has not changed. This is misleading and fraudulant ploy to exploit money from you... Don't be fooled like me.
Response from Extra CardDec 13, 2022
We do apologize for any frustration this may have caused. The Extra Card functions on an automatic daily payback structure—in the event a repayment fails, it will result in an account lock, and if that charge goes unpaid for 90+ days, our system will close your account due to inactivity. If you’d like us to look into your account, please email [email protected] and a specialist assist you.