Jonathan G.
Extra goes the extra mile
Customer service is great! Card itself has helped me tremendously over the past year. I've raised my credit significantly, and have better spending habits now.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 592 reviews with 5 stars · Clear filters
Jonathan G.
Customer service is great! Card itself has helped me tremendously over the past year. I've raised my credit significantly, and have better spending habits now.
Maria S.
Extra has been one of my best investments! Customer service is always amazing and the reward perks are outstanding! I highly recommend getting an Extra card!
Landon L.
I’ve been using extra as my first credit card and it has performed very well. I love the security features and how easy it makes everything
Michael L.
Extra helps me build credit. They connect to my bank account so I can not overspend. I get 1% back in points with my Extra Debit Card. No complaints here.
Darryl W.
I am so pleased that there is finally a card you can use and it doesn't cost you an arm and a leg to have this card is in your best interest it looks out for you I'm so pleased
Tha P.
I'm so excited to be using EXTRA. I'm working to cleanup the mess that covid did to my credit. I had a situation of trying to activate my virtual card. George, was polite, thorough, and resolved my issue. We went through several methods and communicated well. George got back to me in a timely manner and didn't just close the case if I didn't respond quick enough. If this is the Customer service I can expect moving forward then fantastic. Keep up the good work.
Mario A.
Gas station, groceries, clothes, all days work great for me. The best card!
Courtney J.
I had an issue when I first got my extra account adding my card to my Google pay. I love you using NFC and not having to carry my purse or wallet to avoid anything getting lost or stolen. It's so much easier to just tap my phone or smartwatch and go. For some reason I could not add the extra card. Within moments of me contacting customer service I had a response back literally within 24 hours I had to do nothing at all they took care of everything. The extra customer service experts added my card and just sent me a notification via email that I was all set. I was impressed and blown away by the fact that they took care of everything. I definitely recommend extra to any and everybody and I also love the fact that the customer service is so hands-on. I have banked with several different online companies, and can honestly say I have never gotten a response and resolution as quick as I did this time. Thank you extra 💜