Extra CardReviews of extra.app

Finding an innovative way to build my credit with each purchase.

Extra card has really helped me build my credit. However I have stopped using it as frequently because oftentimes the bank balance that extra shows is not accurate for my actual account balance. They’ve said it’s my bank connection which I’ve reset several times and done everything I can.it’s served its purpose but many times my account is frozen or unable to use because extra is reflecting a inaccurate bank account balance

Love the ability to build credit using debit. While I'm not the young person the card is intended for, I filed chapter 13 bankruptcy after a divorce and was looking for ways to build credit while in my bankruptcy payments and extra was perfect for that.

Only negative I’ve had with extra is the fact that updating your bank balance can take 10+ hours sometimes. If that happens, I send a quick message to concierge and it’s sorted quickly and simply. Nothing else bad to say, it’s been a great card.

Everything has been going very well, only concern i have is how often the bank balances update, there have been days where my bank balance didn’t update for almost 11 hours

Overall my experience has been great, but I wish that I could use my bank debit card and make my payment instantly to Extra. Like for example, membership is due on the 15th then I could connect with Extra and pay for my membership on the 13th instead of waiting for days for it to process through my bank account. The fact that I have to wait for days to process payments causes problems for me at times. Thank you.

Its wonderful how Extra has worked with me, and still continue on doing so. I don't know how I would be managing certain payments without Extra. But, as for their rewards programs, they need to lower points needed for rewards. That, or come out with newer plans for the next year. I be interested to know about that!