Dividend FinanceReviews of dividendfinance.com

we hired Vision Solar in November 2022 the salesperson told us this was part of a Florida initiative to get Floridians to go green and there would be tax credits and incentives. the sales guy called Dividend while in our home to check my Husbands credit and to see if we PRE-QUALIFIED for panels. his credit was declined by Dividend Finance, even though he is the main income for our household and has good credit and a good permanent job. they then suggested checking my credit and then said I cleared. I was at the time and still am a stay-at-home mother with no income of my own. however, they said it would be best for me to be solely listed. We were not aware we signed a LOAN CONTRACT. and once I found out I contacted Dividend to let them know we had been misled. They didn't care. after receiving an email from Dividend finance in January saying our installation was Complete. I called them to let them know my concerns and that our project was NOT Complete, and the panels were NOT operational. They explained away my concerns and told me I did not have to pay anything yet as they were accepting loan payments from VS on my behalf while my panels are not operational. I never gave consent for them to do this. We were deceived into this loan contract. They have never shown me a Loan Agreement, only a Guidebook. Despite me asking them numerous times for a copy of my complete file, loan Agreement, my requests to Dividend and Fifth Third Bank continue to go unanswered. The Panels have never been operational and I have never had access to Portals to my account with Vision Solar or Dividend. I also have an Email from April 3rd 2023 showing that I requested that information and help to log into my account and they never responded. Dividend has also placed a Lien on my Property for the cost of the panels without notifying me. Under Florida law "when filing a UCC financing statement that has been recorded, a copy must be sent via registered mail (return receipt requested) to properly notify the owner." Apparently these steps were not followed. Dividend MUST, at minimum, release the loans and release the liens. Then there are solar panels to be removed, roof to be repaired/replaced and mold to be remediated along with other damages. Shame on Dividend for taking advantage of an "easy loan" and for not doing their due diligence before making advance payments to their installer(Vision Solar). VS has been criminal since DAY ONE. The writing was all over the walls with complaints, installation issues, illegal installments, failed inspections, constant milestone changes, breaching contracts. The loan contracts are FRAUD from its FORMATION. Their "arbitration clause" means NOTHING. this is now up to DIVIDEND on how they would like to move forward and fix this problem with the victims. It is THEIR choice to choose to be part of the problem or fix it immediately. Legal Action is taking place and they will be sorry.

Call me. I'm getting consumers to come forward on a class action lawsuit against Vision Solar and Dividend(lender). Feel free to reach out for validation that I am a real consumer. Neda Yarnall (908) 892-3447. If my phone number doesn't show up, look me up, Neda Yarnall. My contact info and video content is all over the internet. I'm a well respected Realtor in New Jersey.

Their online portal is absolute trash and getting customer service is a waste time. You can’t even cancel or change auto payments from the portal, you have to call in and everyone you talk to will give you a different answer. I was advised to cancel my old auto payment by telling my bank to reject it, which I had to pay $30 to do. Now each month, even though I have a new auto payment setup, dividend charges me $20 because on their end they are still trying to charge the old plus the new auto payment. I have been told they can’t cancel the auto payment in their end. For a finance company offering loans this is completely unacceptable.

I’m just trying to figure out how to go on. I have to have different passwords/accounts for the same loan for different parts of the website? Why? I can’t get the website to send me a confirmation text or password reset email. I haven’t even started much with this company and I’m already extremely frustrated

Dividend Finance is engaging in creative math. I have sent 2 large extra payments and have asked for my extra payment to be applied toward the principle balance. If I send an extra $100.00 in my monthly payment, it goes all toward interest balance. They constantly refuse to apply any extra money toward principle balance. Dividend Finance needs to be investigated.

TundraLand used this company as their finance company when I put a new $40,000 deck on my home. The rate was in the market, and I specifically asked if there was a penalty for pre-payment, and told there is not. I doubled up my payment, and specifically called them to apply the additional payment directly toward principle. After a few extra payments of them still taking almost 1/4 out for interest, I contacted them again. This time an e-mail said, "In order for any extra payment to go into principle, it has to be applied to your account the same day as your monthly bill."

This is the worst company I have ever had the opportunity to deal with. Their loan assumptions are an absolute mess. Their Customer service and loan assumption officers don't have direct lines. No one is allowed to share information with you about the assumption, you basically get the run around every single time you call. It's unbearable. Do not get a loan with this company. They failed to qualify a buyer for a $55/month payment, who is at a 35% DTI on a 700K home purchase and has millions in assets. They are incredibly frustrating.

The website sucks!!!!!!!!!! Whoever your IT's are need to get it corrected. No one wants to spend hours doing a reset every time you open your account. All the time is this my experience. But my bathroom is great still loving it.