Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time.Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!
Deferit (deferit.com) has 228 customer reviews on Five Star Index, with an average rating of 3.8 out of 5.
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228 approved reviews, newest moderated first
Yesy
I never knew this app existed and I’m so glad I found it. It’s made such a significant impact and has helped me catch up on my finances. I’ve recommended to all my loved ones.
Response from DeferitJun 1, 2026
Hi Yesy, We're glad you've found Deferit and that it has since been reliable with staying on top of your finances—thank you so much for spreading the good word about our service! Whenever you need support, we're always here to help.
Melissa S.
Deferit has helped out when I'm in a major bind financially. The website makes it so easy to use.
Response from DeferitMay 29, 2026
Hi Melissa, Your feedback means a lot to us. We're thrilled Deferit has been helpful, especially when you're in a bind—thanks so much for sharing your seamless experience with our website! We're always here to help.
Quanaisa J.
Really NO STARS. I FILLED OUT FOR ASSISTANCE WITH MY RENT. THEY DIDN'T OFFER THE AMOUNT THAT I NEEDED. IT TOOK 14$ FOR THE SUBSCRIPTION TO EVEN START. I CANCELED IT RIGHT AFTER AND TOLD THEM TO GIVE MY SUBSCRIPTION COST BACK A WEEK LATER STILL NO REFUND. CLOSED THE ACCOUNT IT TRIED TO GIVE ME A 50$ VIRTUAL CARD I SAID NO I CLOSED MY ACCOUNT AND THEY ARE STILL TRYING TO CHARGE ME. I WILL BE PUSHING A DISPUTE FOR FRAUD!
Response from DeferitJun 2, 2026
Hi Quanaisa, Thanks for the feedback and the opportunity to ensure you're fully supported. To clarify, new members are typically approved of a starting Pay in 4 limit between $100-$400—which increases over time with continued use and positive payment history. Should your bill exceed your current limit, the difference will simply be added to the initial installment, making sure your bill still gets paid as you pay us back flexibly with the remaining installments. Additionally, our upfront membership model unlocks all-included features which are designed to help support financial well-being: • Pay in 4 – Allows worry-free bill payment while providing budgeting flexibility, supporting a wide range of bills, such as utilities, internet, phone, and car registrations. • Bill Pay – A convenient way to pay bills while continuing to build positive payment history, especially for bills not eligible for Pay in 4. • Credit Builder – Maintaining an active account and making early or on-time payments may help positively impact your credit score • Bill Negotiation – We can help reduce eligible bills. No cost to try as it's success-based. • Pay in 2 – Gives verified Deferit members access to $50 via a virtual card for everyday, non-discretionary purchases. Per your request, we have successfully processed the cancellation of your account, along with the Pay in 2 arrangement, and a full refund of the membership, which should reflect on your account after the usual banking timeframe of 5-10 business days. Your patience and understanding throughout the process are appreciated. If you have any other questions or require further support, please don't hesitate to reply directly via email—we remain committed to supporting you.
Alyssa K.
If youre ever in a tight situation, Deferit got your back! Always a great experience and not to difficult to get things resolved.
Response from DeferitApr 27, 2026
Hi Alyssa, We're glad you've found Deferit reliable, especially when finances get tight—thanks a bunch for the shoutout and for sharing your seamless support experience with us! We've always got you covered.
Crystal M.
Definitely legit and has helped a few times when I've been tight for cash and really needed to get some bills paid. It's easy to use for most bills but some can be a bit more challenging.
Response from DeferitApr 23, 2026
Hi Crystal, Thanks so much for sharing your feedback with us! We're glad you've found Deferit reliable with your bills, especially when finances are tight, If you ever need support, don't hesitate to reach out—we're here to help.
Sam
It has helped me pay off bills I might not have been able to afford at the time they had become due
Response from DeferitApr 23, 2026
Hi Sam, We're glad to hear how Deferit has helped you stay on top of your bills, especially when you needed it most—thanks so much for sharing your reliable experience with us!
Brandon
Deferit has come in handy at the right time for me on more than occasion! I would highly recommend.
Response from DeferitApr 23, 2026
Hi Brandon, We're glad Deferit came in handy whenever you need it—thanks a bunch for the shoutout!
Ked A.
Deferit always comes through when i need it excellent app!!!
Response from DeferitApr 23, 2026
Hi Ked, It's great to hear how Deferit always comes through when you need it most—thanks so much for sharing your experience with us!