Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time.Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!
Deferit (deferit.com) has 228 customer reviews on Five Star Index, with an average rating of 3.8 out of 5.
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228 approved reviews, newest moderated first
BILLIEJO S.
Absolutely amazing great help on paying bills and it’s easy to do and if you need help just send them a message and they respond quickly kind and friendly support
Response from DeferitApr 23, 2026
Hi Billiejo, We're thrilled Deferit has been a great help with paying your bills—thanks so much for sharing your seamless experience with us! Whenever you need support, our Customer Heroes are always here to help.
Kate H.
What a joke! This app is not at all user friendly! They are charging me almost $39 for paying each bill, in addition to the monthly membership fee of $14.99!! It took a ridiculous amount of time to load my utility bill, I was charged the almost $39 fee, and then I have to use their app to go ahead and send the payment!! I was the notified that I had to download that bill again, which again took forever, and then they tried to charge me the $39 fee again!!! Live customer service agents seem non existent, and when I submitted their form requesting help, it says they contact me in 1 to 2 days! That's ridiculous! I'm cancelling Immediately 🤬🤬🤬
Response from DeferitApr 16, 2026
Hi Kate, Thanks for the feedback and the opportunity to support you. We understand how important transparency and clarity are, especially when it comes to upfront payments, and we sincerely apologize for any resulting confusion. We’d love to take a closer look at what happened and assist you accordingly. Please email your account details directly to [email protected]—we’re committed to addressing this promptly and making things right.
Airame R.
I used Deferit to pay my light bill. The best thing so far! Hands down
Response from DeferitApr 15, 2026
Hi Airame, We understand how important utility services are and are glad Deferit has been reliable with your light bill—thanks so much for sharing your experience with us! We're always here to help.
vianita N.
Deferit has really helped me and my family out,we no longer have to stress about the small bills,we just upload and Deferit pays them,it has totally changed our life's
Response from DeferitApr 14, 2026
Hi Vianita, Your feedback means a lot to us. We're glad to hear how Deferit has helped you and your family stay on top of your bills—thanks so much for sharing your seamless experience with us! We've always got you covered.
Sandy W.
I used this product to pay my medicare premium and the membership fee is high=$14.99. Secondly, they did not write my name nor account number on the physical check. They sent $500 which I never got credit for. Medicare can't find the check. They still charged me $125 per pay check the same. I now owe Medicare $700 ASAP! If I can't do that I lose my part B insurance! I can not recommend for medicare. Also you can not speak to a real person to dispute anything.
Response from DeferitApr 10, 2026
Hi Sandra, Thank you for your feedback and bringing this to our attention—we're committed to ensure your payment is properly tracked and applied. We’ve reviewed our records and confirmed that your payment was successfully issued via check. We also provided full details by email, including the payment date, confirmation number, and a copy of the cashed check, which reflects the account information for your records and for your biller's reference. If Medicare is still unable to locate the payment after reviewing this documentation, we encourage you to share these details directly with them for further investigation. Should you need help resending the documents or have any further questions about your account or membership, please don't hesitate to reach out to us directly—our Customer Heroes are eager to assist every step of the way.
Sally J.
Absolute life saver!! Budget is very tight and couldn't manage without having Deferit break up my payments plus allow me to change a payment date if need be. 👍👍
Fiona
I've been trying to reach them for 2 days. I have repeatedly uploaded and emailed documents they requested. I'm only receiving automated replies. No response from a human on chat. No response on email. No phone number. I don't trust these people. If they can't be reached before they take my money, I can't imagine how bad it will be after they have my money .
Sharon M.
I have been playing my bills through Deferit for a few months now. It has helped me a lot to spilt my payments over 4 installments. They make it easy if you need to change your payment. I recommend Deferit to anyone that need help paying their bills.
Response from DeferitMar 17, 2026
Hi Sharon, We're glad Deferit has been helpful with staying on top your bills—thanks a bunch for the shoutout and sharing your flexible budgeting experience with our Pay in 4! We've always got you covered.