Joanna L.
Thirteen 1star and six 5star reviews.
If you look on this first page of reviews alone you’ll see there are thirteen 1 star reviews and six 5 star reviews, which I’m 100% positive that AT LEAST ONE is fake because they say “customer service is elite and fast” and even people who aren’t giving 1 star reviews have stated the customer service is definitely disappointing. They don’t even have a phone number! So I think these 5 star reviews should all be investigated Trustpilot because this company is ridiculous! I STILL haven’t gotten my virtual card that they show as being active as of the 28th (today is the 1st) which is 4 days after I requested it, but it is also incorrect because they STILL haven’t given it to me! Customer service’s response is super generic. “ Please know that your request has already been given priority and has been escalated to the appropriate team for immediate review. We are actively following up on your behalf, and as soon as we receive an update, I will make sure you’re informed right away ” yeah I mean come the heck on! Never have I ever dealt with this! It’s like high schoolers are running the business and have all their buddies writing 5 star reviews to con everyone into believing this bs. Here is what happened with me : So I tried to pay my utilities bill because my service got disconnected and I didn’t have enough money to turn it back on. They were unreachable after I set everything up so I ended up having to cancel the payment and found another way to have my bill paid. However, I paid a membership fee so I decided to try out the virtual card option so I could see if this company was even legit. It has now been an entire week and I still haven’t gotten the card. On day 4 it said on my account that the card was sent. However it has not been. Their customer service is ridiculously hard to get ahold of. They just keep giving me the runaround. I am extremely disappointed. I have absolutely no clue how they have a 4 star review on here but people should know they are scamming some of us and preying on people that are already in a financial bind.
Response from DeferitJul 1, 2026
Hi Joanna, we are truly sorry for the extreme frustration and confusion you have experienced with our app and support. Your voice is completely heard, and we are personally handling your account to ensure you get direct, honest answers. We have sent a comprehensive email directly to your inbox with the complete details regarding your credit limit, how our service works, and the status of the pilot program. Please reply directly to that email for personal and immediate assistance. We are keeping a close eye on our inbox and are standing by to help you get everything back on track.


