Tony J.
Takes forever to process
Takes forever to process, not consistent and my amount never goes up even when i pay my fees back EVERYTIME

Improve your financial health with breakthrough financial tools and services from Credit Genie.GET A CASH BOOST UP TO $100: We all can use a little boost from time to time. With Credit Genie, you can access up to $100 with no interest and no credit check.OVERDRAFT ALERTS: Get alerts when your account is at risk of being over-drafted, so you can avoid expensive overdraft fees.TRACK YOUR SPENDING: Use the Credit Genie app to understand how you are spending your money, so you can take control of your financesManage Your Expenses: We've partnered with the nation's largest and most-trusted providers to help manage your bills and slash your expenses.
Credit Genie (creditgenie.com) has 821 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.
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Investments & Wealth · Wilmington, Delaware
Excellent

Investments & Wealth · Dover, Delaware
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Investments & Wealth · Wilmington, Delaware
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Investments & Wealth · Dover, Delaware
Excellent
Showing 31 reviews with 2 stars · Clear filters
Tony J.
Takes forever to process, not consistent and my amount never goes up even when i pay my fees back EVERYTIME
Colleen C.
I allowed credit Genie to access my account and was grateful for the cash request. HOwever, Credit Genie refused to extend Repayment date when I had already paid them off once and knowing my bank records, i will not have money in my account for the repayment date they picked which will reault in more bank 25.00 NSF fees for me! So whats the point if you are not willing to plan repayment date when main Direct deposit is going to happen which you can see based on my bank statements! If you are not flexible, why should i be an allow you access?????
Response from Credit GenieOct 19, 2026
We're sorry for the concern. You can update your payment date directly in the app. If you need further help, contact us at support.creditgenie.com. - Credit Genie Support
felicia L.
The first few times it worked great. Now, it glitches so much that i can't get a loan. Customers service is horrible and very slow with responding. This has been going on since August 13th.
Response from Credit GenieAug 18, 2026
We are so sorry this has been frustrating. If the app is glitching and blocking your advance, we want to help get this fixed quickly. Please reach out at support.creditgenie.com so our team can review again and assist. —Credit Genie Support
customer
Timing when the advance is paid back you should be aloud to get it the same day .
Response from Credit GenieAug 14, 2026
Thanks for the feedback on repayment timing. We’re always looking to improve. If you need help with your payment date, you can update it in the app, or contact us at support.creditgenie.com. —Credit Genie Support
Mark
I was over charged from an automatic payment. After repeated attempts to get the accidental payment refund, I am still waiting for a reply from support. A great app if nothing goes wrong.
Response from Credit GenieAug 14, 2026
We’re sorry for the frustration and the delay—overcharges are serious. Please contact us at support.creditgenie.com so we can review your account and help resolve the refund as soon as possible. —Credit Genie Support
Jessecah M.
I’VE NOTICED credit genie RESPONDS TO Y’ALL‘S NEGATIVE REVIEWS, FASTER THAN IT CAN RESPOND IN THE APP TO SOMEONE THAT NEEDS HELP And unfortunately THAT SHOWS A LOT hey credit genie.. JUST AS FAST AS YOU RESPOND TO THESE BAD REVIEWS you should respond with a human in the app how about CREDIT GENIE CEO OR OWNER can work to help line… your the boss right?
Response from Credit GenieJul 9, 2026
We’re sorry support hasn’t met expectations. You deserve timely help from a real person. Please reach out at support.creditgenie.com so our team can assist directly as soon as possible. We appreciate the feedback and will share it internally. —Stacey, Credit Genie Support
Tymon C.
Credit Genie started out fine. Then the overcharges started to happen. First the monthly fee charged 2 times. They would catch it then refund you. Then the payment started to double. This last time, they charged me $167.99 3 times over a holiday weekend. Then tell me it may take 5 business days on there end to correct the situation. Credit Genie needs a new system. I wouldn't trust them anymore. Seems like they are trying to boost there numbers and leave people helpless while they take there time refunding you. I'm really disappointed as they were easy to use. No more, will cancel. Update: They processed a refund on the 6th claiming 24 hours. It is now the 10th, "No Refund" as of yet 🤷🏾♂️.
Response from Credit GenieJul 9, 2026
We’re sorry for the frustration and the billing trouble. Please contact us at support.creditgenie.com so we can review the charges and help resolve this ASAP. —Stacey, Credit Genie Support
Jaime
First you force people to get your monthly plan.also your the processing time it takes forever. And the fact that you can't pay your little loan back before the due sucks
Response from Credit GenieJun 7, 2026
We’re sorry to hear about your experience. We understand concerns about fees, processing times, and repayment flexibility can be frustrating. Eligibility and repayment options are determined by our automated system and can vary by account. Please contact support.creditgenie.com so we can review your situation and help. —Catherine, Credit Genie Support