Credit GenieReviews of creditgenie.com

3.5821 reviews
Investments & Wealth
3411 Silverside Rd, Ste 104, Wilmington, Delaware

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Credit Genie

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About Credit Genie

Improve your financial health with breakthrough financial tools and services from Credit Genie.GET A CASH BOOST UP TO $100: We all can use a little boost from time to time. With Credit Genie, you can access up to $100 with no interest and no credit check.OVERDRAFT ALERTS: Get alerts when your account is at risk of being over-drafted, so you can avoid expensive overdraft fees.TRACK YOUR SPENDING: Use the Credit Genie app to understand how you are spending your money, so you can take control of your financesManage Your Expenses: We've partnered with the nation's largest and most-trusted providers to help manage your bills and slash your expenses.

Credit Genie (creditgenie.com) has 821 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.

Also known as: creditgenie.com
Website: creditgenie.com
Category: Investments & Wealth
Location: Wilmington, Delaware
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 92% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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Jr D.

Sep 16, 2025

Well I think your in the top 5 and not the top 2

Well I think your in the top 5 as far as all around. But the amount that's offered say to someone that deposits 4,500$ a month or more should be able to get more than 50,75,100 or so that really doesn't make a difference in what a person would need to pay a small bill. Then it is pushing the monthly subscription for things that everyone who takes the loan already has because you cannot get the loan if you don't have a bank account. So they already do those things for free and I kinda feel like its if I don't take it I won't get a higher draw. So being very honest with you. The companies in front of you started me out at 200 to 400 and really don't push the extra because like I said we all have bank accounts that do it. But they charge a little bit more for doing it. So if I was in charge of setting that up I would be sure for one to make it clear that even though you might have it already having a 2nd one that's better than the banks and over something that the bank don't have .like the bank has alot more going on they miss things that yours will not miss or find. Make it a necessary not mandatory or you won't get a bigger draw. Wake up the executives and how you market it . And if someone is making 5,000 a month they going to use the other guys because they need enough money to pay a bill or a emergency comes up. Just putting it out there guys. I been leading groups of people for 30 years and done it all. This is my truth.thanks Jr Davis

Response from Credit GenieSep 16, 2025

Thank you for your thoughtful insights, Jr Davis. We understand that larger monthly deposits may warrant higher advance amounts. Credit Genie offers advances up to $100 for first-time users, and up to $150 for returning customers based on eligibility and repayment history. We appreciate your suggestions on making subscription benefits clearer and more valuable—your feedback will be shared with our team to improve transparency and user experience. Thanks again for your honest input and leadership. —Catherine, Credit Genie Support

About Credit Genie

Credit Genie (creditgenie.com) has 821 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.

Also known as: creditgenie.com
Website: creditgenie.com
Category: Investments & Wealth
Location: Wilmington, Delaware
Listed on Five Star Index: 2026