Dorota K.
Great company
Great company, quick founding, friendly customer service

At Credit Acceptance, we believe in driving possibility for everyone. We were founded by a dealer for dealers, and our mission is to help independent and franchise dealers say yes to every customer. We do that by providing financing solutions that allow dealers to sell more vehicles, regardless of a customer’s credit history.As a leading subprime indirect auto financer, we empower dealers to offer financing to credit-challenged customers while expanding their business opportunities. We understand the challenges dealerships face in securing subprime auto financing, which is why we offer one of the best financing options for independent car dealerships. With fast approvals in 30 seconds or less, same-day funding, and full-spectrum financing options, we make it easier for dealers to secure financing for all types of customers while improving cash flow and operations.Our program helps dealers attract more subprime auto customers, generate repeat and referral business, and strengthen their bottom line. We also report to all three major credit bureaus, giving customers a chance to improve their credit while driving dealership success.Join the Credit Acceptance network today and unlock more financing opportunities for your dealership!
Credit Acceptance for Dealers (creditacceptance.com) has 586 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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586 approved reviews, newest moderated first
Dorota K.
Great company, quick founding, friendly customer service
Brian
I have been a dealer with Credit Acceptance for several years ! They are a great partner and will help you close more deals . I personally think their move to full spectrum financing has allowed me to retain more customers. No longer do I have to have customers seek their own finance when credit is not an issue . Thanks Brian
Response from Credit Acceptance for DealersApr 4, 2025
Thank you, Brian, for your continued support and kind words! We’re thrilled to hear that our full-spectrum financing has made a positive impact on your business and helped you retain more customers.
Corey
BOB CRESS IS GREAT
Jennifer
Great for buy here pay heres that need cash flow. Fast funding and easy software application to submit deals. I have been a CA Dealer for 20 years. Up until two years ago I would have had 5 star reviews. Manual adjustments to dealer balances are done in secret with no disclosure to dealers. They have fired all the "car guys" that built the business and replaced them with fancy bankers that have never spent time smelling exhaust at auctions holding screaming babies in the finance office while customer signed, and seen the impact they caused the small dealer that relies on the portfolio checks.
Response from Credit Acceptance for DealersApr 3, 2025
Hi Jennifer! We appreciate your feedback and understand your concerns. Reach out to your Market Area Manager (MAM), who can work with you to address any concerns.
Michael
Easy funding but difficult pre approval process for documents, very picky on whats accepted and ALWAYS claiming paystubs are "altered" and need extra documentation.
Response from Credit Acceptance for DealersApr 3, 2025
Hi Michael! We’re really sorry you had a bad experience; someone from our team will be in touch to help.
Juan
Your guys fees are getting out of control! Your making it harder to put deals together.
Response from Credit Acceptance for DealersApr 3, 2025
Hi Juan. We’re sorry to hear about your experience and appreciate your feedback. Please reach out to your Market Area Manager (MAM), who can assist you directly and address any concerns you may have.
Paul
Start paying bak end. Lower down payment
Response from Credit Acceptance for DealersApr 3, 2025
Hi Paul! We appreciate your feedback. Please connect with your Market Area Manager (MAM), who can work with you to address any concerns.
WILSON
Great People - All is well. Just straight forward and nice.