Credibility CapitalReviews of credibilitycapital.com

Good and timely communication

Over all good

Update: The company reached out and rectified the situation. I wished that it would not have been this complicated to reach to someone, but I appreciate their reaching out to close the case. The company named Credibility Capital is only a company is not a bank. They just gathered loan documents to their contracted banks. Although the loan may seem easy to be approved and funded, the nightmare came after that. After closing the loan documents, they forward all your information to a company named Contract Care to handle the billing and all inquiries. The Crediibility Capital rep who you worked with WILL NOT be able to help you with anything anymore moving forward. The Contract Care is a horrible company, as they mixed up all your files and told me a prolonged maturation date that will keep charging you even when the loan ends. If you don't keep a close record on your account payment especially if it is auto-debited, then you will be easily overcharged. They also mistakenly put late fee in account even though my monthly is already auto-debited. The rep said ' don't worry we can waive the late fee.' But I was not subjected to any late fee to begin with! They also charge ridiculous early payment fee say if you want to pay the loan in the month 2 weeks. In order to correct these fees, you will need to call them at their one and only number, which takes me about 50+ tries to reach anyone live. Everything goes to voicemail. Once spoken to 3 different people, no one gave the same information and unable to help. The first person would claim the money already debited from my bank account was never received by them, and that there was a late fee and a balance, whereas the second person would say it was received, but there was another late fee. (?) I had to go back to look at my account payment from day 1 to prevent this scam. I paid everything on time from day 1 and never missed a payment. NEVER EVER AGAIN FOR THIS COMPANY! Currently still fighting for their overcharged after the loan ends. If you do not want to go through what I went through, avoid at all cost. Go for a more reputable bank with a physical location and easy to reach representative who will not take advantage of you.

Friendly, fast, and completed with ease.

Process went smoothly.

My experience was straight forward and quick. The list of documents required was basic and readily available.

Good company, treats you right despite the high interest. In a pinch it can really help grow my business.

Sam was great to work with,very fast on emails and replying with info needed.