NACAReviews of consumeradvocates.org

Start up I heard NACA from different people and become interested about the program and start the process a month ago. What I like so far is the pace to the process. After registration to the NACA patrol, following the instruction and being familiar about the program with the chosen pace is a great start up. I found out the process is smooth to start up.

The representatives are helpful and knowledgeable about the program.

I had an amazing experience with NACA in New Jersey! Their homeownership program truly delivers on its promise—no down payment, no closing costs, and no fees. 💰✨ What stood out most was their low fixed interest rates and no credit score requirements, making it easier for anyone to qualify. 🏡🔑 If you're looking to buy a home without breaking the bank, I highly recommend checking out NACA.!

Naca is the best mortgage lender. The counselor Ellen Peterson helped me to get all the process done. She is available at any time I need help on uploading documents. She respond an email very quick.

My experience with NACA has been great after I got a new counselor James P. After he became my counselor within a month and a half I was NACA approved. He took time out and explained everything to me what I needed to do in order to get to my next step with NACA. Soon after I was in my housing search stage with NACA. It took me only 3 months to be NACA approved. I have found my forever home closing date is set for 1/30/2025. Took 6 months total. The process moved as quick as I did what was required of me. NACA is a great program.

My experience with NACA has been great so far! My fiancé and I are both purchasing our first home together and we were drawn to the NACA mission and all of the benefits that come with purchasing through the program. We both want to be more active in our community too so the requirement for NACA participation throughout the year was also a plus for us. We were both prepared for a long and complicated process and, so far, our experience has been the complete opposite! The webinar was interactive, surprisingly interesting and very informative. After that, we were able add all of our documents to the online portal with ease within a few days. Any lingering questions that we had were answered in our Zoom meeting with our Counselor. He walked through each step with us and helped us correct and/or add any necessary information before our file was submitted for underwriting. We're currently waiting to hear back to see what we are approved for and then we'll begin the process of searching for our first home!!

NACA is promising. I attended the Homebuyer Workshop, heard numerous live testimonies. Then I completed an in-person session with a Mortgage counselor. The advocates are helpful and dedicated from the start to making positive change in people's lives and communities. Everything's above board. The process and portal is easy to use and crusade for affordable housing is a noble call. It's a better approach than the for-profit private sector.

I’ve been working with NACA for several years now, and my experience has been overwhelmingly positive, especially thanks to my counselor, Ellen. From the start, she has been incredibly knowledgeable, patient, and truly invested in my journey toward homeownership. Ellen has a unique ability to make a complex process feel manageable, and she takes the time to explain every step in detail. She’s not only informative but also understanding of my unique situation, which has been invaluable to me. She genuinely wants me to succeed and works tirelessly to ensure I have the resources and guidance I need to get closer to my goal. NACA’s dedication to helping people achieve affordable homeownership shines through in everything they do. If you’re looking for a lender that’s committed to you, I highly recommend NACA—and if you’re lucky enough to work with Ellen, you’re in great hands!