Concordia Legal AdvisorsReviews of concordialegaladvisors.com

I have been experiencing some run around also with this company. I have a SIGNED Settlement for one of the 2 remaining accts i have which was Signed in the middle of Sept and now i have received 5 emails regarding that same acct at a higher settlement price and that they want to settle this acct. Settle what???This acct was Settled in Sept. I have proof of the documents!!!!! How is this possible????. All paperwork , phone calls etc have been done regarding this settlement in mid Sept. Someone is not telling the full true story here So have you been ripping me off all this time????. I have been in this program for over 2 years. Started with 6 accts and the one above being settled left me with one acct. This was all recorded via phone calls, emails and texts. Now im not sure what they are trying to pull off here but my monthly payment with only one account left and the above acct settled should be more than enough each month to pay this off in full before 24 months. When i first signed up for this program i was told all fees were already added into everything. So to drag my settled acct out for 24 months is just a plain ripoff when all other accts are settled and paid. Where is all this money going from my montly payment? I am still waiting for reply to my email regarding the above acct but have heard nothing yet. I will also be in touch with my Attorney Generals office if this is not resolved as the above account is a binding document.

Look, the people who work here are nice but totally ineffective. They are trained to say, "I understand how frustrated you are....but now send us another $10k to settle your debts." I started this program in good faith, trusting they would do what they said. They don't. I've been sued by creditors 4 times and had two of the big payoffs get sent back to me at full amount to pay myself, at $500/month in addition to the $500 that Concordia wants. They are absolutely USELESS and will ruin your credit and your life if you are dealing with major creditors. I imagine the big cards -- Chase, JP Morgan -- see their name and laugh. They know Concordia is spineless. The fees are at least $60-$100/month and the rest goes to paying creditors that they can barely settle with. I have literally considered bankruptcy because of how much worse off I am. I will never work with this company again. It has been miserable, and I got nothing but a bad credit history out of it. Yes, the first few months are just fine because they are building your account. But as soon as they start their "negotiations", they come asking for more money and you get served with papers. I have had to pay lawyers out of my own pocket to help me. My monthly payments went from a tolerable $305 to well over $500/month, and they continually ask me to inject $3000-$5000-$10,000 to "settle." When you tell them that if you had $5000 lying around, you wouldn't have used them, they tell you no problem, but they can't guarantee that a settlement will happen. I think I hate myself more than I hate them for making this choice in the first place.

I had to give 1 star, otherwise they would have gotten nothing. I started a debt consolidation process 3 years ago with 3 accounts. Monthly installments were taken from my account and 2 of the accounts were settled pretty quickly. Now the third credit card with JP Morgan which was a higher amount took quite a bit longer. First Concordia dragged their feet and ruined my credit rating. Then they were advising me that they were making progress on the settlement. Meanwhile, JP Morgan put in a garnishment and $7000 was taken from my paychecks. JP Morgan still advised me that they were working for a settlement. Fast forward another year and they advised me that a settlement was agreed upon for $8800. At the time I had over $10,000 In escrow. They adviser me that I needed another $1400 to close the deal out. I paid immediately and they said it was authorized and waiting the graduation process. Another month passed and nothing has happened. I called and they said explained a settlement was not reached. What? I was told a month ago a settlement was reached and needed an additional $1400. Every time I call the consultant says they will put in a request to expedite the process. So far, I’ve gotten nothing but a run around. I wish I would have read the reviews about Concordia. Their service is terrible. Every time I ask to speak to a supervisor or someone in charge, they are always busy and you can never talk to anyone in charge. So far, it looks like they like to suck the money out of you, while your creditors are still trying to take you to court for not paying at the advice of Concordia law firm. Do not use their service. Your credit will go down the drain and they will also drain your pockets with run around and false statements. Horrible! Update: funny they can’t locate my account. When I called yesterday a “supervisor” was supposed to call me. I still haven’t received that call. Beware: these people are not legitimate. They know exactly who this is!

I would not recommend this company based on my experience. I have been trying to get my money back since **July 6, 2026**, and every time I call, I get a different answer. First, I was told it would take **3–5 days**, then **5–10 days**, then **15–30 days**. Later, I was told there was an additional requirement that had never been mentioned before. The constant changes, lack of communication, and broken promises have been incredibly frustrating. Instead of receiving clear answers, I was repeatedly given new explanations and new delays. What disappointed me the most was the lack of accountability. No one seemed willing to take ownership of the situation or provide a consistent answer. After weeks of waiting, I am still dealing with the same issue. If you are considering doing business with this company, I strongly recommend asking detailed questions in writing and keeping records of every conversation. My experience has been extremely disappointing, and I cannot recommend their services.

I have had the same problem as everyone they keep adding money on to my last account to settle and are threatening overwhelming fees that I can’t pay if I don’t pay by a certain day. The number that is given to call in all of these reviews is a non working number.

It's been over a month since I was trying to get my refund return. I talked to them on last Thursday she told me she would have to talk to her supervisor sounds like old news. I am so upset that Concordia Legal Advisor would take advantage of people in a bad situation. Fraud them and rob them, and you have to jump through hoops for anything.

Please please please stay away from this company! They charge you fees after fees after fees for their "services" I did 3 credit cards with them in a debt consolidation. I ended up paying so many fees before my money even went to my debt and I settled my largest credit card with the company itself away from this company. My term was 36 months for all 3 cards. Its been 2.5 years now and only 1 has been settled and they are "banking" my other money for when the 2nd card is settled (I was served papers for court over this one) and now they are saying that when they settle my account its going to be in 20 more month payments so they get their fees for that whole time! They will end up charging you more than you owe!

Concordia Legal Advisors (also known as Palisade Legal Group prior to "rebranding") negotiated my debt with Discover Card. The original debt amount was $25,310, they negotiated it down to $18,125.76 and then charged their 27.5% fee on the original debt amount. I agreed to the negotiation and signed the agreement electronically from home. Since the inception of the agreement I have not missed a single payment; all payments happened on time and in full. My final payment to settle the agreed debt amount to Discover is supposed to occur in July of this year, I only have three payments remaining. Yesterday (5/20/2026), when I happened to check my [Concordia Legal Advisors] account portal online I noticed that they still had not made the payment to my Discover account, which is due on the 9th of every month. I immediately called them and was informed that they had had "an error" on their system and that the payment to Discover had not been made like it was supposed to. Levi (account manager) from their call center further informed that he would schedule it that day and they would do a telephone payment and that I would receive a confirmation via email at the end of the day (5/20/2026) that the payment had been made. He further informed me that I would be able to see that the payment had gone off on their website. I kept checking my client portal on their website multiple times during the day but no payment had gone to Discover as I had been assured. Again this morning (5/21/2026) when I checked it showed no payment going off my account. Consequently, I called again as soon as they opened and was told by Asher (account manager) in their call center  that the payment had not been made and he could not tell me when it would go off since their payment department had multiple payments to make (that didn't go off when they were supposed to) due to the error they had with their system. I explained that if Discover does not receive the payment in time that could endanger the agreement that is in place that I had paid Concordia Legal Advisors (formerly Palisade Legal Group) thousands of dollars for, and that if Discover didn't receive their payment as per the agreement I would be open to legal action from Discover and my existing arrangement with them could be cancelled. Palisade Legal Group (now Concordia Legal Advisors) had already gotten us sued on two of the four accounts they had initially agreed to negotiate for the monthly payment (calculated by them). As of today my account has a balance of $1,001.56, the payment that was due to Discover on 5/9/2026 is $705.24, thus there are more than enough funds available in my Concordia Account to cover the payment.