Concordia Legal AdvisorsReviews of concordialegaladvisors.com

Let me say get this company was coming out really good for me till this past summer I have never in my life been so sick and disappointed in this place. I was sued once got taken care of whether they’re seeing me again of course they’re not on the program anymore, so it’s in my ballpark. I had to pay for a lawyer find one and I’m on a fix income. I’m not made out of. I don’t have a job that I get a really good paying job anymore. I’m retired and they don’t explain nothing very well to you and when you do find out it’s like a slap in the face now I’m going back to court from one of my creditors. You have no idea how sick I am and this has upset me that I’m so stressed out. They did not do a very good job at all as a matter fact that is getting worse they want more money more money $2433 to get started on a Home Depot account. That’s suing me again. I did take it off cause it was dismissed by the courts and then I went back in and asked to turn it put it back on. They cannot do it. I would have to pay $2433 if I had that damn much I’d pay the thing off. That’s what I heard them for negotiate. they call it y’all suck.

I have been experiencing some run around also with this company. I have a SIGNED Settlement for one of the 2 remaining accts i have which was Signed in the middle of Sept and now i have received 5 emails regarding that same acct at a higher settlement price and that they want to settle this acct. Settle what???This acct was Settled in Sept. I have proof of the documents!!!!! How is this possible????. All paperwork , phone calls etc have been done regarding this settlement in mid Sept. Someone is not telling the full true story here So have you been ripping me off all this time????. I have been in this program for over 2 years. Started with 6 accts and the one above being settled left me with one acct. This was all recorded via phone calls, emails and texts. Now im not sure what they are trying to pull off here but my monthly payment with only one account left and the above acct settled should be more than enough each month to pay this off in full before 24 months. When i first signed up for this program i was told all fees were already added into everything. So to drag my settled acct out for 24 months is just a plain ripoff when all other accts are settled and paid. Where is all this money going from my montly payment? I am still waiting for reply to my email regarding the above acct but have heard nothing yet. I will also be in touch with my Attorney Generals office if this is not resolved as the above account is a binding document.

Gracias por todo mi han ayudado grandemente gracias

Look, the people who work here are nice but totally ineffective. They are trained to say, "I understand how frustrated you are....but now send us another $10k to settle your debts." I started this program in good faith, trusting they would do what they said. They don't. I've been sued by creditors 4 times and had two of the big payoffs get sent back to me at full amount to pay myself, at $500/month in addition to the $500 that Concordia wants. They are absolutely USELESS and will ruin your credit and your life if you are dealing with major creditors. I imagine the big cards -- Chase, JP Morgan -- see their name and laugh. They know Concordia is spineless. The fees are at least $60-$100/month and the rest goes to paying creditors that they can barely settle with. I have literally considered bankruptcy because of how much worse off I am. I will never work with this company again. It has been miserable, and I got nothing but a bad credit history out of it. Yes, the first few months are just fine because they are building your account. But as soon as they start their "negotiations", they come asking for more money and you get served with papers. I have had to pay lawyers out of my own pocket to help me. My monthly payments went from a tolerable $305 to well over $500/month, and they continually ask me to inject $3000-$5000-$10,000 to "settle." When you tell them that if you had $5000 lying around, you wouldn't have used them, they tell you no problem, but they can't guarantee that a settlement will happen. I think I hate myself more than I hate them for making this choice in the first place.

I had to give 1 star, otherwise they would have gotten nothing. I started a debt consolidation process 3 years ago with 3 accounts. Monthly installments were taken from my account and 2 of the accounts were settled pretty quickly. Now the third credit card with JP Morgan which was a higher amount took quite a bit longer. First Concordia dragged their feet and ruined my credit rating. Then they were advising me that they were making progress on the settlement. Meanwhile, JP Morgan put in a garnishment and $7000 was taken from my paychecks. JP Morgan still advised me that they were working for a settlement. Fast forward another year and they advised me that a settlement was agreed upon for $8800. At the time I had over $10,000 In escrow. They adviser me that I needed another $1400 to close the deal out. I paid immediately and they said it was authorized and waiting the graduation process. Another month passed and nothing has happened. I called and they said explained a settlement was not reached. What? I was told a month ago a settlement was reached and needed an additional $1400. Every time I call the consultant says they will put in a request to expedite the process. So far, I’ve gotten nothing but a run around. I wish I would have read the reviews about Concordia. Their service is terrible. Every time I ask to speak to a supervisor or someone in charge, they are always busy and you can never talk to anyone in charge. So far, it looks like they like to suck the money out of you, while your creditors are still trying to take you to court for not paying at the advice of Concordia law firm. Do not use their service. Your credit will go down the drain and they will also drain your pockets with run around and false statements. Horrible! Update: funny they can’t locate my account. When I called yesterday a “supervisor” was supposed to call me. I still haven’t received that call. Beware: these people are not legitimate. They know exactly who this is!

I would not recommend this company based on my experience. I have been trying to get my money back since **July 6, 2026**, and every time I call, I get a different answer. First, I was told it would take **3–5 days**, then **5–10 days**, then **15–30 days**. Later, I was told there was an additional requirement that had never been mentioned before. The constant changes, lack of communication, and broken promises have been incredibly frustrating. Instead of receiving clear answers, I was repeatedly given new explanations and new delays. What disappointed me the most was the lack of accountability. No one seemed willing to take ownership of the situation or provide a consistent answer. After weeks of waiting, I am still dealing with the same issue. If you are considering doing business with this company, I strongly recommend asking detailed questions in writing and keeping records of every conversation. My experience has been extremely disappointing, and I cannot recommend their services.

I have had the same problem as everyone they keep adding money on to my last account to settle and are threatening overwhelming fees that I can’t pay if I don’t pay by a certain day. The number that is given to call in all of these reviews is a non working number.

It's been over a month since I was trying to get my refund return. I talked to them on last Thursday she told me she would have to talk to her supervisor sounds like old news. I am so upset that Concordia Legal Advisor would take advantage of people in a bad situation. Fraud them and rob them, and you have to jump through hoops for anything.