CIVIC Financial ServicesReviews of civicfs.com

Great working with Zac! Always responsive and very knowledgeable. Highly Reccomend

As the first 3 posts state, they state close quick. The rep is good but the u/w and communication from them is not the best.

I was skeptical, but everything went really smoothly. Great communication. Closed very quickly.

This was the smoothest closing I’ve ever been a part of. Jack Lupo is awesome- extremely responsive and transparent throughout the entire process. I will definitely be doing business again!

Another great closing

Brian and Kailyn were a pleasure to work with, their communication and responsiveness was amazing. They made the whole process quick and easy. I look forward to working with them in the future

The process seems to drag on and on and on. With 5 loans with Civic, it seems to be the same every time. The people we deal with are lovely, but they are the messengers of the news from the big-bad-underwriters. I wish we could just get ONE list of items to fulfill, fulfill them, and then move on. With a track record like my husband and I have, it gets very old having to go back to the underwriter 4 or 5 times to confirm information we have given them multiple times. In our last refinance - last week - the loan amount was dropped to barely higher than our existing loan in order to comply with Civic's demand to subordinate the second loan. As we were trying to pay out our second lender, but would be a bit short, Civic would not allow it. This was absolutely crazy as the house is in escrow for MORE than the Broker's Professional Opinion value is. It seems this is the way we have to deal when working with Civic. We know it will be painful each and every time.

Great service and assistance from my rep Randi, thanks!