CareCreditReviews of carecredit.com

Had a good credit line, paid off a chunk, they lowered my credit limit, hurting my credit score. Then continued to make payments responsibly, finally paid it off, then they CLOSED my account. Hurting my credit again for being responsible and paying off my debt correctly. Absolutely worse credit card company ever. They ruined my credit for being responsible and paying off debt. Absolutely DO NOT USE!

The absolutely worst credit system. You should ever get they lie. It's what they say, whether you like it or not. Never used this. They scam you, they rip you up.

I have a promotional balance ending on April 4, 2025. I have called numerous times since the last of February as I was told to call and make the payments and have them applied to only the promotional ending balance. Every time I call the payment made prior is never being applied to the promotional ending balance. If I fail to pay this off by April 4, 2025, I will be charged in over $600.00 in interest. I have the money to pay the full amount, but I don't understand why it is a different amount to pay every time I call. I can never understand what the rep in saying. I live in North Carolina, and we speak English here, so it is very difficult to understand someone that speaks another language. I received $100 in Care Credit Rewards, and I attempted numerous times to get that applied towards the promotional ending balance and I was unable to get that as well. I was told to call the reward center and of course they put me off and sent me right back to care credit. I think they are trying to charge with the interest. I have been a member for years and when I pay this off, I will cancel my account.

We had an account with them for several years. No issue whatsoever with our vet bills and paying them off well on time. Then we quit using the card because we didn’t need it really at the time. Out of nowhere I checked my credit scores and they drop a few points for no reason. Turns out care credit canceled my account because of inactivity. It was probably at least close to two years since I used the card, but that’s not how you treat customers. My current credit score is still in the very good range, but canceling me For no good reason. It’s not fair or a good practice. Stay away from these people or you will regret it.

If I could leave 0 I would. I left a revie on their website but did not have enough space. DO NOT APPLY FOR THIS CARD! Firstly, their preferred financing^^ is very misleading and if you have a low interest credit card, it is better you use that! Secondly, the whole reason for obtaining the card was my cat was going into emergency surgery in 5 days and ON THE PAMPLET AND IN THE APPROVAL CONFIRMATION it stated that it could be used immediately without the physical card. However, I never received my full account number. When I called customer service they could would not help.

I had a $6500 credit limit, I was about $1000 short of the limit in Dec, I PAID DOWN to $2000, i.e. I paid $4000 in extra payments , NEVER LATE WITH A PAYMENT, NOW CARE CREDIT SYNCHRONY BANK IN THEIR WISDON, HAVE REDUCED MY CREDIT LIMIT TO $2100 ! WHAT THE HELL KIND OF GAMES ARE THEY PLAYING ! Oh I CAN REQUEST AN INCREASE ! ! THAT WILL PROBABLY LOWER MY CREDIT, SINCE THEY HAVE REDUCED MY LIMIT ! ! !

These folks are thieves. Yes it is nice to have a way to get dental done;however 30% interest is just thievery.

I suggest you secure funding from your financial institution as opposed to using Care Credit. I had to dispute charges at least twice in 12 months and their customer service is horrible. Save yourself some time and money and take your business elsewhere.