TJ P.
Bought our home and refinanced with…
Bought our home and refinanced with Martini. Loved working with them both times!!

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Investments & Wealth · Wilmington, North Carolina
Excellent

Investments & Wealth · Madrid, North Carolina
Excellent

Investments & Wealth · Charlotte, North Carolina
Excellent
Investments & Wealth · Raleigh, North Carolina
Excellent
585 approved reviews, newest moderated first
TJ P.
Bought our home and refinanced with Martini. Loved working with them both times!!
Dale A.
I highly recommend Cardinal Financial, Nandy was such a Pleasure to work with. Thanks Again Nandy.
Jacob C.
Great attitude with accurate quotes and information
Tim P.
I had the great pleasure to work with Indre Weedon and the rest of the staff that handled my refinance and they made it a quick, easy and enjoyable transaction.
Danelle S.
Heath was precise about what I would need and prompt in his responses. It was a quick and simple process. We closed when he said we would.
DAVID B.
Kevin and Team, make for an awesome and streamline process, whether it's a refi or home purchase, look no further. Kevin delivers on what he promises, that's why I've used him on several transactions, and continue to send my friends and family too him.
Consumer
Wade was very knowledgeable and honest about the whole process and why each step was being taken. Was always available when we had questions about certain things. Was easy to talk to and genuinely seemed to look out for our interest.
Sherry
We were fortunate to have had Kyle Stevens, our realtor recommend Mary O'Brien with Cardinal Financial for our lending needs. Mary is outstanding in every way. Our loan was handled professionally with a personal touch! She's the best and we have dealt with several.