customer Phil M.
My journey began when my company closed…
My journey began when my company closed during Covid and my income was cut in half. I receive social security but I just could not afford to pay my mortgage in full so I feel behind. My bank helped out but I fell way behind and they only wanted to help by putting all of my late payments at the end of my loan. As time went by I was able to get another job and my income improved. My bank seemed to only want me to pay off all of my missed payments, and wow!! that would have been a lot of money. Well, I went online and got in touch with Cardinal Branch. Alvin Crandall explained how I could get all of my missed mortgage payments forgiven and even lower my mortgage payments. I followed Mr. Crandall's procedure and sent in documents and paid a small fee compared to what I would have owed if I had to pay all of my missed mortgage payments! Now, I am completely satisfied and all my payments that were missed when I got behind in paying my mortgage got completely forgiven! My interest rate got lowered and my mortgage payments are so much lower now. I want to thank Alvin Crandall, and the whole staff at Cardinal Branch for helping to change my life for the better!! I love Cardinal Branch and I would refer them to anyone who needs help with their mortgage especially when their bank doesn't do very much to assist and only wants you to repay them all of your missed payments you got behind on. Thank you Cardinal Branch!!




