anthony R.
They did just what they said!
Working with victor and the team was great! I’m very satisfied with their knowledge, professionalism and help...

We help business who are overleveraged on their Merchant Cash Advances. If your business is experiencing hardship because of debt payments. We can help.
Business Debt Adjusters (businessdebtadjusters.com) has 182 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
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Credit & Debt Services · Manalapan, New Jersey
Excellent

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182 approved reviews, newest moderated first
anthony R.
Working with victor and the team was great! I’m very satisfied with their knowledge, professionalism and help...
Luis P.
I had a great experience with James and the team that helped me. He answered all the questions I had and made the process easy.
Shenay
Usually people that need this service are in a really bad spot. They are usually afraid of needing to close their business down because of where they are at. I feel like this company prays on that. They told me to stop payments when I had never missed a payment and made promises to get thing done before it would cause issues for my accounts. They assured me they had worked with these creditors before and knew how they worked. Once I signed up with them nothing went as planned. They took there money first and had all kinds of additional fees. They took so long contacting my creditors that a lawsuit was filed. I am not going to say their service would not work for some. What I will say is please take your time to analyze everything before signing. Don't make a rash decision. My debt was rearranged but now I owe about $11000.00 more because of this choice. Just be careful. Additional note.... After I spoke to the person on my account they actually charge 30% of the amount you owed and it is not clearly stated. I was told the following "With all due respect, nothing was hidden from you so just because you might have not read the contract before signing it, is not our fault" I did read my contract and I asked questions about this part of the contract he is referring to and was told that it was all part of the one fee not an additional fee. Again Be Very Very Careful. I pay my bills and I pay them on time I just needed help and now I am $22000.00 more in debt. I have also asked for copies of all of my negotiations and details about my account, such as the recorded calls and have not received them. I was warned that if I didn't take this message down they would have to give details about my account. I had no legal action taken against me before starting with this company and was in fact told to stop payment on my accounts, which caused a lot of problems. I have a concern about Trustpilot as well. I was asked repeatedly and even somewhat threaten to take my review down. How is the rating of this company accurate if they intimidate people to remove reviews?
Response from Business Debt AdjustersJan 21, 2020
I understand that the process is a difficult one, We have resolved the issues with the creditors. We are very consistent with our message that this is to save your business, not reduce your principal. The restructuring of your debt was necessary to stop the legal process that was started most likely before you enrolled in the program. Our program is one that is meant to save businesses in extreme hardship, I hope that you understand that getting you back to business with the minimum amount of interruptions. If we restructure the debt, that doesn't necessarily mean the process is done and we always have the option of going back and resettling the account. This is generally how we operate and most of our clients receive a settlement at the end. You have the option of denying the restructures. We serve you and when those options were presented to you. You accepted the restructuring rather than declining it and asking us for settlement. We do need your written consent to move forward and we have received that on all reduced payments with the creditors. Since you are not happy with the service, we have also reached out to you to provide a reduction in the fees as a way of mediating the situation. This is still pending with you. Our sales process includes recorded compliance calls where we mention the fees and receive your acknowledgment that you understand. We also have a recorded call where the associate on the file explained to you the fees line by line and that is exactly why we review the contracts with our potential clients. I'm sure an amicable resolution is possible, but a bad review of this nature can steer people away from our service. A service that has saved 6000 + business from filing for bankruptcy and succeeds to reduce your payments by 60% and turn your overwhelming debt into manageable weekly payments.
Dale B.
Adam Bowers is the gentleman with whom I am working. He is thorough, patient and understanding and thus far I am very very pleased with the plan to reduce my debt. I am anxious to see how we can resolve my debt in a timely manner such that I can continue to run my business.
Chad R.
We had a situation arise that required immediate, and expert attention!!! From the 1st moment we dealt with Gonenc, AKA "G", she calmed our fears, and promised us a quick resolution!! I called the Company multiple times every hour, for 2 weeks on end, and they answered the phone EVERY TIME and helped me to understand the process, and every step we would take along the way!! "G" was like a guardian angel for my Wife, and myself!! She was prompt, courteous, professional but most of all compassionate!!! The level of service I received from her was exceptional, you cant go wrong with Business Debt Adjusters and "G"!! I truly felt like I was speaking with a friend every single time we spoke( which was a lot)--- They solved our issue in a complex situation with ease, and had a payment plan in place within 10 business days!!! Tony W. was our negotiator, and he did an absolutely amazing job as well!!! Tony was a reassuring and calm influence during turbulent times for me and my businesses!!! We have been in Business over 20 years, and can look forward to 20 more thanks to the Team in place here!!! Thank you all SO MUCH for everything you did to help us!!!!!!
Koy S.
If you have a chance to work with Business Debt Adjusters, as a business owner, you'lll feel at peace knowing the business-debt accumulated will one day be off-set. This company works to make you feel at ease AND they try all possibilities to help you save. I'm grateful to be working with Business Debt Adjusters, thank you.
ST - U.
I thought that there was no light at the end of the tunnel and then I spoke to Paul at business debt adjusters and realized that there is always light at the end of the tunnel. Paul walked me through every step of the process, he helped me understand what was going on, the good and the bad and then on top of that he worked with me on the smallest of questions no matter what, txt, email and call he was available and helpful and supportive. It is never an easy thing to fix problems but having a group of people who have your back and work with you even when it seems impossible to get through the hard time is such a huge help I cannot even begin to describe the gratitude I have. If you are struggling, if you don’t know where to turn, let these folks help you I promise you won’t regret it.
Joel A.
Very friendly staff!