Hayley S.
The worst of the worst
I have a debit card through a bank called "Branch" that my employer, Kwik Trip, uses. On April 7th at 8:52 pm, my card was charged $35.45 for an Uber Eats delivery in San Fransico, California. Note, I live in Superior, Wisconsin. I've never been to California and don't have Uber Eats, which I did tell my bank. Immediately after the first charge, another Uber Eats charge for $47.30 was approved, followed by another Uber Eats charge for $46.20. Within 1 minute of each other, and in the same location. I received text messages from Branch when this happened, alerting me of fraud, saying they denied the charges. The charges went through. I started a claim the morning of the 8th. All three charges went through. I was only given provisional credits for the $35.45 charge, while my other two charges were denied. They claim the first one wasn't me, yet the next two were??? How does that make sense! I provided them with proof of the fraud alert text where it claimed to have denied ALL THREE charges and that I responded it wasn't me playing the orders. I filed an appeal with immense evidence and was immediately denied, with ZERO investigation! Someone in the support email said to call, I tried everyday for weeks and the AI bot named Alex said I wasn't "allowed" to talk to with a real worker regarding my concerns. The email workers say to call, and the call bot says to email. I have been dealing with this, trying to contact this company for 2 weeks! I even provided evidence I was at Mcdonalds in my Superior, Wisconsin during the time these food orders in California were placed. I am only one of many Branch customers experiencing this! They are awful and could care less about their customers. They kept changing who was "on my case" in the dispute email thread, all giving different phone numbers that don't work, and gaslighting me. Complaint filed and police report done.
Response from BranchApr 29, 2026
Hi Hayley, we're truly sorry for the frustration and confusion you experienced throughout this process and the time it took. However, we're glad we were able to work through this with you and reach a resolution. We appreciate you taking the time to share your experience, and we’re always here if you need anything




