BMO Harris BankReviews of bmoharris.com

Dear American friends; I am a "resident," (what we, up here, in Canada, with our "commoners'-law-", legal-system, (as is like yours), call, our "citizens"--(more-, a-term-for-the-, "civil(ised)-law-", legal-system), of Canada, living in Ontario. Despite my honest-opinion that you-all have put-in, the literal-antichrist-and-beast-of-Revelation-, Donald six letters, Johann six letters, drumpf six letters--and, there are far more reasons as to why this moniker-and-fact. For more, research the letter that Crowley had written to his colleagues, right on drumpf's-original, 1946-birth-date, regarding a "Parsons," and, what this Parsons, had did, Parsons having created, the Crowlian-"moonchild"--this was a "s*x-magic-"ritual-, in-flagrante-delicto, along with "L Ron Blowhard," of the, "I'd k*ll my son if he were gay," "fame," to have created, literally, the Wh*re of Babylon; but they ended up with the male-version-and-the-beast--for, additional research as in to a dog, and as in to, Parsons'-own-mother, is necessitated, in order that you understand, yes, now, as to why, this "beastly" moniker. We can all blame Parsons and his Roswell-inciting degeneracies, the most evil acts, I believe, ever committed, until drumpf does some worse ones. Given all of this, I would like to state, that, Canadian-banking, is even worse than the above. I am being hyperbolic, of course; but, I also, am on my way, to leaving a similar-review, of this Bank of Montréal, on the Canadian-TrustPilot-site; and, I wanted you-all to know, that, as has been evidenced, only lately--our two countries, each have their own differences, and, the one, with, the other, as well. But. If there's one thing that Canada deserves for "global-"scorn, (this PLANEt, has a face and four corners); it is our """banking-system"""". Born of 1960s corporatist-paranoia, in an age right before institutionalised buildings bore solely concrete facades, and Detroit was making humungous cars with chesterfield-sized-, (what some of we Canadians, call, as a "couch") benches; and a pretty-well-, "anything Byzantine, knows best," somewhat-statist-of views, being prevalent--we got the "latest," (back then); idea, to basically question the ability of anybody to run a financial institution and it was decided by our liberal party Prime Minister I believe it was to have created a system whereby the idea that stability is more important than productivity or capitalism, and, in that, the idea that money makes one, competent; it was determined to basically make a bank act that walled millions and millions of dollars in required kickbacks to the government to basically have anybody having a bank. This is actually where our stories between our two countries diverge. We are the both of us a one party state. Your party when it was a little bit more advanced than just the first one was called the Democratic-Republican. Ours, as its first government's, was called the liberal-conservative. And of course nobody else has went on to win a single damn anything in either country after they "broke off". Canada has recently gotten the brilliant idea to basically alienate every single financial services company in the world to want to come here to do any kind of business I just asked Google's Gemini AI, this, just last night, wondering if any singular company at all after I had been browsing American credit cards because you guys have absolutely everything when it comes to this kind of thing under the sun. You can pay one of our Canadian banks who have went down there to do business although they don't know how to do that. And you can pay them like $10 and get your entire check at TD anyway, cashed, on the spot. "Due to regulations," this is not possible up here and is the country where these banks have started their residing. When when is Canadian one reads all the time about, when it comes to money, "this other country or people is doing this thing like Europe makes having a bank account a constitutional and human right, but, you, the serf, living in Canada, you cannot have such 'risky things' as, 'PaySafe cards, which, one might enable them, to withdraw to their bank-account, and, as-from-that-, said-platform'". Y'all literally have cornucopia, banking products--me? 7-day-hold on city-cheque. Entire civilised world; sees all banking is done, electronically. I'm supposed believe we landed on moon with a Commodore 64 landing rover that took-off with little sparks that looked like Wall-E was making an appearance in 1960, but in Canada, nobody is allowed have a bank-acct--the mentally ill woman who works at Barton St. branch in Hamilton, I couldn't ask her why I was hearing conflicting info b/w her teller and she and she threatened my arrest. I've run out of space.

Although I opened my account in Long Beach California after having a bad experience with Bank Of America, I thought BMO would be better however, after a fraud attempt, I went into the branch in Oklahoma who said I could not get a new ATM card from them because my account was not at that branch. This is one of the most ludicrous ridiculous things I’ve ever heard in my life I look for a credit union I have had it with commercial banks

Horrible, their new website is awful, takes 3x longer to do a simple transaction. I've been using the same computer for 5 years and everytime I LOG IN I HAVE TO VERIFY THEN I GET AN EMAIL. What a waste of your life.

BEWARE! BMO bank uses sneaky prospectus tactics to lower the interest rate on your money market account. These people are NOT looking out for the best interest of their customers. I have over $220k in my money market account and when reviewing the statement I noticed that my rate had decreased from 1.99% to 1.48 % yet they were advertising offering a 2.12% rate to new customers who are required to put in far less than the $220k I have n my money market. When I asked the Manager why she did not know and said that she would have to look into it. Several days later I received a response stating that the reason my rate went down over 0.5% she stated that it was because I did not make the 3 transactions to my checking account which I was told in the beginning I did not have to do anything with but that it was only being opened to give me the better interest rate.I do not trust this bank and after I move my money market account to another bank I will no longer have anything to do with BMO bank. They DO NOT have the best interest of their customers in mind.

I have new account and they have been holding me check deposit for days even though it was approved ...very poor customer service

BMO stole my Carpenters Union Retirement check and put it on hold for 10 days. I need my seizure medicine and they refuse to put my money in my account until the 17th. I deposited my Retirement check on the 8th of this month. They are being REDICULOUS. I NEED MY CHECK

I paid off my loan. I was told that the payment would reflect with it updated and mailed. I called today and they said they were "restarting my loan" and were not at liberty to discuss those details in their department. I can't reach any live representatives in any other department. I've had this since 2019. Strangest thing I've ever experienced. Having to buy a lawyer for lemon law.

BMO has been so difficult to work with, I’m not even sure they *like* having customers. My grandpa has been a BMO customer for decades; he needs help with his accounts these days, and I honestly cannot believe that BMO has treated us like this. Three months ago, I needed to set up a guardianship bank account for my granddad’s bank accounts. Guardianship is more unusual than having POA (power of attorney), but not unheard of. I can’t just be added to grandpa’s checking & savings accounts; a new guardianship account needs to be set up. Ok, no problem. Here’s what it took to set up that account: - BMO’s legal department took three business days to tell me I didn’t have the right paperwork. Ok, no problem. - After I submitted the correct paperwork, it took them another three days to review it. - No one even tried calling me; just like the first time, I called BMO after 3 business days to see if their 24-48 hour process was done. - I had to make an appointment to open the new account; no one had time to help me for another two business days. - Despite having an appointment & showing up on time, I waited 30 minutes. - It took 4.5 hours to set up the account. Between that & drive time, I missed a full day of work. - I specifically asked what paperwork I’d need to set up the account. BMO had all my paperwork for over a week, but no one could be bothered to tell me about a vital piece of paperwork they required. I had to go home & come back with that before they could finish. After the account was set up, it didn’t even work! The only way to access my granddad’s funds is to write a check: - BMO does not provide free checks. Free checks aren’t a common feature, but there’s no other way to access his money. - BMO’s banker lied and said she ordered a debit card. - After three weeks, I had no debit card; when I called customer service, BMO said they do not allow a debit card for this type of account; no debit card means no ATM use. - BMO does not allow Zelle, online billpay, or mobile check deposit for this type of account. - BMO Mortgage holds my grandpa’s mortgage. I signed paperwork *twice* to autopay grandpa’s mortgage from the new account. The autopay didn’t happen, and BMO even charged a $50 “late fee”! - I disputed the mortgage late fee, and have heard nothing back from BMO. Opened a 2nd checking account: - I tried setting up a normal checking account, in my name, to try to get around the above usage issues & stay a BMO customer. - Despite understanding the problems with the first BMO account, grandpa’s attorney says that grandpa’s name *must* be on the account holding his money. Ok, fair. - I asked BMO to add grandpa’s name to the account- a last ditch, desperate effort to stay a BMO customer. The banker told me that the only thing they could do was… change this account to a guardianship account. With ALL the same issues above. So what should I do after all this hassle? By hassle, I mean: - 12-14 hours of my time sucked away- which doesn’t include drive time; - BMO bankers’ lies, misrepresentations, and different workers telling me different info & requirements; - BMO bankers’ refusal to be helpful and try to solve problems, but often telling me to call other departments and talk to other workers; - BMO workers’ condescension & poor attitudes; - And most of all, that their accounts don’t work. Well, naturally I withdrew all of grandpa’s money and walked into Bank of America 2 weeks ago. 2.5 hours after walking in, I had a guardianship account. I was not a BoA customer before that day. The customer service differences between BMO, and BoA & my own bank are STARK. If, like my bank, BMO had just politely said “We don’t specialize in guardianship accounts, you might have better luck elsewhere”, then no harm, no foul! I’d still have a good opinion of BMO. But no… as my furious husband said this week- when we left BMO after I tried & failed to get grandpa’s latest mortgage statement- “If I treated a customer the way you were just treated, my boss would FIRE ME- and he’s known & respected my work for over fifteen years.”