BMO Harris BankReviews of bmoharris.com

If I could give 0 stars I would. Not only did they take payment for what I owed to stop repossession but they repossessed my car anyhow. Then to get it back I had to pay 10k or I'd lose it. That was Nov 2023. It's April 2025 and it's STILL on my credit and they refuse to send my title and proper documents saying I paid it off so the lien can be removed. They're all assholes in Repo dept. Managers are unqualified. Do not use them.

Closed my CC account without any notice. Been a customer since Oct 2022. Paid on time, never had a balance of more than $1K. Used it for gas, groceries, and subscriptions. Disgusting way to treat a customer.

Do NOT open a credit card with Bmo Harris Bank. They literally shut down my account with zero warning! When I still have thousands of dollars to use on my credit card, mind you I had JUST made payment 2 days before I tried doing a transaction, it was denied/declined, and when I call them up, they say “oh yeah, Bmo Harris has the right to close accounts without warning at any time for any reason.” And they never even gave me a reason! I would pass this company up 100% if I were you. Most Mickey Mouse operation run company I have ever come across in my lifetime of dealing with credit cards. If I could give them a -100 stars, I would do it. Bmo Harris needs to be shut down ASAP Mickey Mouse company, they’re a complete JOKE.👎🏽💯

Garbage company. It’s like pulling teeth to get anything done with these incompetents. Keep your money far away. It’s not even worth the bonus they’re offering.

The bank suddenly closed my credit account with no warning and will not explain. They claim they sent a letter a few days ago, but there are no alerts in my inbox in my acxount! I had been a customer for over 20 years with a bank they absorbed a few years ago. From my research, unusual behavior can trigger certain flags and banks can then decide to close the account immediately. The only strange behavior was I made a one-time, unusually large payment from a recent financial gift I received. This is the most idiotic response! And there was no option to discuss or appeal. I found out when I tried to pay for groceries. I will never do business with them and their unethical behaviors again.

Last week BMO put out a 24 page terms of agreement which, if an attorney read it to you, says that they can cancel your card at any time without giving you a reason. For 15 years we have used our Platinum Bmo Harris credit card to pay for most of our living expenses. We typically have a monthly credit card bill of about $1,300 and we always pay the entire balance and have never paid interest on the card. Today my card was declined at several stores. I called BMO (nightmare to contact them) and asked why my credit card was declined. I was told that the card was cancelled and, as per their 24 page statement of terms, they do not have to give me notice or reason for the cancellation. My theory is that it was cancelled because we have always paid on time and they have never made any interest off of us. We used their card, paid the bill in full each month and have cashed in a lot of Rewards points. My advice to you is that, if you pay your bills and don't accrue interest on your credit card - stay the hell away from BMO Harris!

I had a $18,000 credit card line of credit. I paid this off every month to a 0 balance. I found out today that BMO canceled my card due to the tariffs placed on them by the United States. Canada is the worst.

This bank is horrible, I don't bank with them but I had a express auto loan and MAN!! they screwed me. After 4 yrs of a allways on time payment one December auto pay bounce to my funds, fine I called to have some type of reimbursement for the late fee they said they will look after my previous payments and see, we'll 2 months went by with my Jan and Feb payment t but not the dec cause they held on to it and never called or lettered me back my truck was towed and I payed all the fines and month . Wow... fine embarrassing but watever now I'm at the end of my loan and ready to just pay off ( I have 2 other car loans in which I can see all TRANSACTIONS AND PAYMENTS) well now I can't even access my previous history NOOR can I check my balance i have to call and take what they say in truth.. ( there pay off is also a additional 600 more on what's left of my 72 month loan) again if your at a dealer and they wanna finance you.. just RUN!! Horrible website horrible customer service and TERRIBLE PEOPLE.. funny thing about them as well is there recovery service THEY OWN! So it's not third party ed lik most.. it's a SCAM. Thru and thru