Aleksandar T.
Bilt 2.0 Made the Card Practically Useless
I am extremely disappointed with Bilt since the transition to Bilt 2.0. I would give zero stars if I could. The new points structure is significantly worse and more confusing, and the card now expects ongoing everyday spend to earn meaningful rent rewards. Which would be fine IF my credit limit was not reduced to $500, which is 10 times lower than my previous $5,000 Wells Fargo Bilt limit. The worst part is that Bilt/Cardless confirmed there is currently no way to request a credit line increase, underwriting reconsideration, or manual review. So customers are expected to use the card more, but if the assigned limit makes the card practically unusable, there is no real path to fix it. And it seems they don’t really care!




