Promise
It was an easy transaction
The staff was very cordial and professional and she was readily available

Balboa Capital, a division of Ameris Bank, is a technology-driven business lender that provides business owners with fast, hassle-free small business funding options to fuel their growth and success.
Balboa Capital (balboacapital.com) has 302 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · Irvine, California
Excellent

Investments & Wealth · Calabasas, California
Excellent

Investments & Wealth · Orange, California
Excellent
302 approved reviews, newest moderated first
Promise
The staff was very cordial and professional and she was readily available
Kevin
Could not have been easier. Everything was emailed with a easy contract.
Jackie G.
I strongly advise you to stay far away from Balboa capital. Their contracts are so one sided in their favor it's ridiculous. After the end of the lease with the return of the equipment, they still claim they never received the equipment. I sent the least equipment back UPS certified with return signature but they still claim they never received it. All checks and payments were made either by ACH or certified but the boy still claims the payments were late. Balboa capital looks for any reason to add additional fees, lie about payments received late. They have catchy wording in the contract where you have only a specified period of time to not renew your lease or return the equipment. This this is an obvious attempt on their part to extort more money from you. I have literally sent dozens of certified letters, faxes, and phone calls. They have never replied back to me or return my phone calls or answered my certified letters. They claim they never received the least equipment back to them in the specified time and with the appropriate notification even though the equipment was sent by UPS with a return signature showing that they did receive the equipment. When I sent a certified letter stating this fact they completely ignored it and never replied back to me. When they send an invoice they just give a total dollar amount without breaking down how they got to that amount. There are numerous complaints against Balboa capital that have been filed with the California Attorney General's office . I strongly advise that you stay far far away from this company and never release any equipment from them. They are shysters, make threats, and are extremely non-professional. They never return my phone calls or respond to certified letters. Balboa capital our modern day crooks and shysters. Please find a Nother leasing company and never use Balboa capital. Do your research And contact the state Attorney General's office, or check the hundreds of bad reviews online regarding Balboa capital.
Response from Balboa CapitalApr 11, 2017
Hi Jackie, We would be happy to review your account with you to discuss the concerns you have regarding your contract, and make things right. Please contact us when you have a free moment. Thank you! Customer Service Department Balboa Capital (888) 225-2621
Bill K.
Don't be a day late. This company is eager to jump the gun and add late fees. We pay on a auto pay from our checking account and they changed the due date then levied a late fee The new due date was 12/9. we had it as paying o the 14th. We received several collection calls, threats to turn over to collections, a late fee and also several e-mails regarding penalties and a fees that would be levied if payment was not received immediately. Terms also are very favorable to the profitability of Balboa. Be wary. Working with this company is swimming with sharks.
Response from Balboa CapitalApr 11, 2017
Hello Bill, We are so sorry to hear that you had this problem regarding late fees. Please contact us when you have a free moment so we can go over your account and find the right solution. We are here to help. We look forward to hearing from you, Customer Service Department Balboa Capital (888) 225-2621
Candace
Balboa Capital's team from our loan agent Brendan to the verification team were exceptional. They are always a pleasure to work with and make it an easy effortless process.
John
Professional and informative experience. Would recommend them to others seeking assistance with equipment financing.
Lawrence
Absolutely no problems working with these people. They were very nice to work with and if I had any questions they answered them very quickly. I would recommend them to anyone.
Will
Dave seems nice enough and was quick to move but then we ordered our equipment, quickly sent our preliminary paperwork and what seemed like an unusually large payment for a lease and now its a month later and my vendor has not been paid. I relayed to my vendor the expectations given me and they were not accurate. seems like i would have been better off digging deep and paying cash.
Response from Balboa CapitalApr 11, 2017
Will, Thanks for your feedback. Ongoing communication and accessibility are two things we strive to provide, and it seems we might have missed the mark. That said, we want to fix the situation. Please contact us when you have a free moment. Thank you, Customer Service Department Balboa Capital (888) 225-2621